9580 Coolwater Way, Santee, CA 92071 Property Records

San Diego County property record for 9580 Coolwater Way, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,558 sqft · built 2017
Lot Size	0.156 acres (6,807 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Sep 2017)
Tax Bill	$9,744 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381-651-14-00`

Property Details

APN / Parcel Number

Primary APN	`381-651-14-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,558 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,807 sqft (0.156 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9580 COOLWATER WAY
City	SANTEE
State	CA
Zip	92071-2596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 TR 016191
Legal Subdivision	SANTEE #2015-02
Legal Tract	016191
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	16607

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9580 COOLWATER WAY, SANTEE, CA 92071-2596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 12, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	2017418284
Last Transfer Date	Jan 24, 2023
Transfer Doc	0000035593
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 10, 2023
Property Address	9580 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000035593
Map Reference	MAP 16191
Instrument Date	Jan 24, 2023
Instrument	2023-0035593
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9580 COOLWATER WAY, SANTEE, CA 92071-2596
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035594
Date	Feb 10, 2023
Instrument	2023-0035594

Lender

Name	SPRING EQ LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2043

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2021
Property Address	9580 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000264405
Map Reference	MAP 16191
Instrument Date	Mar 31, 2021
Instrument	2021-0264405
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9580 COOLWATER WAY, SANTA ANA, CA 92701
Investor	Possibly a Property Investor

Mortgage

Document Number	0000264406
Date	Apr 6, 2021
Instrument	2021-0264406

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2017
Property Address	9580 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000418284
Map Reference	MAP16191
Instrument Date	Aug 1, 2017
Instrument	2017-0418284
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9580 COOLWATER WAY, SANTEE, CA 92071-2596

Mortgage

Document Number	0000418285
Date	Sep 12, 2017
Instrument	2017-0418285

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$841,245 (+2%) Land $410,843 Building $430,402
2025	$9,744.00 (+4.34%) Homeowner's exemption	$824,751 (+4.04%) Land $402,788 Building $421,963
2023	$9,339.00 (+0.7%) Homeowner's exemption	$792,728 Land $387,149 Building $405,579
2022	$9,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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