San Diego County property record for 9556 Coolwater Way, Santee, CA 92071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,210 sqft · built 2017 |
| Lot Size | 0.158 acres (6,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $761,000 (Aug 2017) |
| Tax Bill | $10,314 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-651-10-00 |
| Primary APN | 381-651-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,210 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 6,899 sqft (0.158 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9556 COOLWATER WAY |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-2596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 10 TR 016191 |
| Legal Subdivision | SANTEE 2015-02 |
| Legal Tract | 016191 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 16607 |
9556 Coolwater Way is owned and occupied by two individuals who acquired it in May 2020.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9556 COOLWATER WAY, SANTEE, CA 92071-2596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2018 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| May 12, 2020 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on File |
| Deed Sale | Aug 31, 2017 · Amount on File |
| Deed Document Number | 2017402552 |
| Last Transfer Date | May 7, 2020 |
| Transfer Doc | 0000241034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9556 COOLWATER WAY, SANTEE, CA 92071-2596 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000144565 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 2018-0144565 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 7, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 12, 2020 |
| Property Address | 9556 COOLWATER WAY, SANTEE, CA 92071-2596 |
| Document Number | 0000241034 |
| Instrument Date | May 7, 2020 |
| Instrument | 241034 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 9556 COOLWATER WAY SANTEE CA 920712596, SANTEE, CA 92071-2596 |
| Document Number | 241035 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 241035 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 11, 2035 |
The 2025 property tax bill for 9556 Coolwater Way was $10,314 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $890,915 (+2%) Land $429,413 Building $461,502 | |
| 2025 | $10,314.00 Homeowner's exemption | $873,447 Land $420,994 Building $452,453 |
| 2023 | $9,886.00 (+0.7%) Homeowner's exemption | $839,533 Land $404,648 Building $434,885 |
| 2022 | $9,817.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9556 Coolwater Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9556 Coolwater Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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