9574 Coolwater Way, Santee, CA 92071 Property Records

San Diego County property record for 9574 Coolwater Way, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,210 sqft · built 2017
Lot Size	0.165 acres (7,214 sqft)
Owner	2 Company Names on Record
Last Sale	$705,000 (Sep 2017)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`381-651-13-00`

Property Details

APN / Parcel Number

Primary APN	`381-651-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,210 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	7,214 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9574 COOLWATER WAY
City	SANTEE
State	CA
Zip	92071-2596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 13 TR 016191
Legal Subdivision	SANTEE #2015-02
Legal Tract	016191
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	16607

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9574 COOLWATER WAY, SANTEE, CA 92071-2596
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Intrafamily Transfer, Transfer
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 6, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 8, 2017	Grant Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	2017414165
Last Transfer Date	Feb 10, 2024
Transfer Doc	0000035816
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2024
Property Address	9574 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000035816
Map Reference	MAP 16191
Instrument Date	Feb 10, 2024
Instrument	2024-0035816
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9574 COOLWATER WAY, SANTEE, CA 92071-2596

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9574 COOLWATER WAY, SANTEE, CA 92071-2596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9574 COOLWATER WAY, SANTEE, CA 92071-2596

Mortgage

Document Number	0000017266
Date	Jan 8, 2021
Instrument	2021-0017266

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9574 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000453612
Instrument Date	Oct 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9574 COOLWATER WAY SANTEE CA 920712596, SANTEE, CA 92071-2596

Mortgage

Document Number	0000453612
Date	Oct 10, 2019
Instrument	453612

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2017
Property Address	9574 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000414165
Map Reference	MAP16191
Instrument Date	Aug 1, 2017
Instrument	2017-0414165
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9574 COOLWATER WAY, SANTEE, CA 92071-2596

Mortgage

Document Number	0000414166
Date	Sep 8, 2017
Instrument	2017-0414166

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,110 (+2%) Land $429,413 Building $370,697
2025	$7,300.00 (-17.85%) Homeowner's exemption	$784,423 (+4.04%) Land $420,994 Building $363,429
2023	$8,886.00 (+0.7%) Homeowner's exemption	$753,965 Land $404,648 Building $349,317
2022	$8,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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