9526 Coolwater Way, Santee, CA 92071 Property Records

San Diego County property record for 9526 Coolwater Way, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,850 sqft · built 2017
Lot Size	0.158 acres (6,898 sqft)
Owner	2 Company Names on Record
Last Sale	$789,500 (Nov 2017)
Tax Bill	$10,605 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381-651-05-00`

Property Details

APN / Parcel Number

Primary APN	`381-651-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,850 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,898 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9526 COOLWATER WAY
City	SANTEE
State	CA
Zip	92071-2596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 TR 016191
Legal Subdivision	SANTEE #2015-02
Legal Tract	016191
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	16607

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9526 COOLWATER WAY, SANTEE, CA 92071-2596
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Nov 21, 2017	Grant Deed, Transfer · Conventional Mortgage C2 FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	2017543783
Last Transfer Date	Oct 27, 2025
Transfer Doc	0000315652
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2025
Property Address	9526 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000315652
Map Reference	MAP 16191
Instrument Date	Oct 27, 2025
Instrument	2025-0315652
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9526 COOLWATER WAY, SANTEE, CA 92071-2596

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9526 COOLWATER WAY, SANTEE, CA 92071-2596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9526 COOLWATER WAY, SANTEE, CA 92071-2596

Mortgage

Document Number	0000685419
Date	Nov 4, 2020
Instrument	2020-0685419

Lender

Name	ZB NA
Type	Bank
Address	EL CAJON, CA 92021

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 21, 2017
Property Address	9526 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000543783
Map Reference	MAP16191
Instrument Date	Sep 29, 2017
Instrument	2017-0543783
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9526 COOLWATER WAY, SANTEE, CA 92071-2596

Mortgage

Document Number	0000543784
Date	Nov 21, 2017
Instrument	2017-0543784

Lender

Name	C2 FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$916,221 (+2%) Land $429,413 Building $486,808
2025	$10,605.00 (+4.33%) Homeowner's exemption	$898,257 (+4.04%) Land $420,994 Building $477,263
2023	$10,165.00 (+0.7%) Homeowner's exemption	$863,379 Land $404,648 Building $458,731
2022	$10,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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