9544 Coolwater Way, Santee, CA 92071 Property Records

San Diego County property record for 9544 Coolwater Way, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,210 sqft · built 2017
Lot Size	0.158 acres (6,898 sqft)
Owner	Company Name on Record
Tax Bill	$10,017 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`381-651-08-00`

Property Details

APN / Parcel Number

Primary APN	`381-651-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,210 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,898 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9544 COOLWATER WAY
City	SANTEE
State	CA
Zip	92071-2596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 TR 016191
Legal Subdivision	SANTEE 2015-02
Legal Tract	016191
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	16607

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9544 COOLWATER WAY, SANTEE, CA 92071-2596
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 13, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 8, 2017	Grant Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020
Deed Sale	Jun 1, 2020
Prior Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	2020276116
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0000276118
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9544 COOLWATER WAY, SANTEE, CA 92071-2596
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9544 COOLWATER WAY, SANTEE, CA 92071-2596

Mortgage

Document Number	0000146809
Date	Feb 25, 2021
Instrument	2021-0146809

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9544 COOLWATER WAY, SANTEE, CA 92071-2596
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9544 COOLWATER WAY SANTEE CA 920712596, SANTEE, CA 92071-2596

Mortgage

Document Number	276117
Date	Jun 1, 2020
Instrument	276117

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2018
Property Address	9544 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000098910
Instrument Date	Feb 14, 2018
Instrument	98910
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9544 COOLWATER WAY SANTEE CA 920712596, SANTEE, CA 92071-2596

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2017
Property Address	9544 COOLWATER WAY, SANTEE, CA 92071-2596
Document Number	0000414098
Map Reference	MAP16191
Instrument Date	Aug 1, 2017
Instrument	2017-0414098
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9544 COOLWATER WAY, SANTEE, CA 92071-2596

Mortgage

Document Number	0000414099
Date	Sep 8, 2017
Instrument	2017-0414099

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,846 (+2%) Land $429,413 Building $428,433
2025	$10,017.00 (+4.31%)	$841,027 (+4.04%) Land $420,994 Building $420,033
2023	$9,603.00 (+0.68%)	$808,372 Land $404,648 Building $403,724
2022	$9,538.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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