955 Umberger Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 955 Umberger Rd, Mount Ulla, NC 28125 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,494 sqft · built 2004
Lot Size	8.16 acres (355,450 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Sep 2025)
Tax Bill	$4,169 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`559 013`

Property Details

APN / Parcel Number

Primary APN	`559 013`
Alternative APN	`6239608`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,494 sqft Living Area
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Stone
Lot Area	355,450 sqft (8.16 acres)

Exterior Amenities

Porch	Porch
Porch Area	640 sqft
Canopy	320 sqft
Lean-To	Lean-To
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	955 UMBERGER RD
City	MOUNT ULLA
State	NC
Zip	28125-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.94AC CALC
Legal Subdivision	JOHN KENNEDY TR 02&4
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2031
Census Tract	51901

Owner

Source: Rowan County records · APN 559 013

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK
Feb 27, 2026	Intrafamily Transfer, Transfer
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Deed Document Number	2025
Deed Book / Page	1469 / 347
Last Transfer Date	Feb 24, 2026
Transfer Doc	0014780234
Record Updated	Jun 08, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714

Mortgage

Document Number	0014500890
Date	Oct 23, 2024
Book Page	1450/890

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Feb 27, 2026
Property Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714
Document Number	0014780234
Book / Page	1478 / 234
Map Reference	MB 9995 PG 9124
Instrument Date	Feb 24, 2026
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 19, 2025
Property Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714
Document Number	0014690347
Book / Page	1469 / 347
Map Reference	MB 9995 PG 9124
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 UMBERGER RD, MOUNT ULLA, NC 28125-7714

Mortgage

Document Number	0001469348
Date	Sep 19, 2025
Instrument	1469/348

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,169.00	$622,352 (-) Land $104,430 Building $517,922
2023	$4,169.00	$622,352 Land $104,430 Building $517,922	$622,352 Land $104,430 Building $517,922

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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