1390 Umberger Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 1390 Umberger Rd, Mount Ulla, NC 28125

Property Summary

Property TypeAgricultural Vacant Land
Lot Size43.8 acres (1,908,799 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Sep 2021)
Tax Bill$3,015 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN556 017

Property Details

APN / Parcel Number

Primary APN556 017
Alternative APN
  • 6259652

Exterior

Architectural StyleMulti-Family
Lot Area1,908,799 sqft (43.8 acres)

Location & Zoning

Street Address1390 UMBERGER RD
CityMOUNT ULLA
StateNC
Zip28125-7636
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal Description43.82AC
JurisdictionROWAN NC
Township / Civil DivisionMOUNT ULLA
Census Block Group2
Census Block2043
Census Tract51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address349 KISTLER FARM RD, MOORESVILLE, NC 28115-5734
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Deed Book / Page1383 / 845
Prior Transfer DateJun 30, 2005
Prior Transfer Doc0010410785
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 10, 2021
Property Address1390 UMBERGER RD, MOUNT ULLA, NC 28125-7636
Document Number0013830845
Book / Page1383 / 845
Instrument DateSep 4, 2021
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4671 DUE WEST RD NW, KENNESAW, GA 30152-3858

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 LAUREL HEIGHTS DR APT 306, 306, MOORESVILLE, NC 28117-8295

Mortgage

Document Number0001383846
DateSep 10, 2021
Instrument1383/846
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2031

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,015.00$450,129 (-) Land $424,739 Building $25,390$450,129 (-) Land $424,739 Building $25,390
2025$3,015.00$450,129 (-) Land $424,739 Building $25,390
2023$3,015.00$450,129 Land $424,739 Building $25,390$450,129 Land $424,739 Building $25,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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