Rowan County property record for 795 Umberger Rd, Mount Ulla, NC 28125
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,535 sqft · built 1994 |
| Lot Size | 6.16 acres (268,330 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,900 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 556A021 |
| Primary APN | 556A021 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,535 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Siding |
| Lot Area | 268,330 sqft (6.16 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 484 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 795 UMBERGER RD |
|---|---|
| City | MOUNT ULLA |
| State | NC |
| Zip | 28125-7713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.16AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | MOUNT ULLA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 51901 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 795 UMBERGER RD, MOUNT ULLA, NC 28125-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1993 |
| Deed Sale | Dec 21, 1993 |
| Deed Book / Page | 723 / 764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 795 UMBERGER RD, MOUNT ULLA, NC 28125-7713 |
| Document Number | 0012890751 |
| Book / Page | 001289 / 000751 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0012890751 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 001289/000751 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | SALISBURY, NC 28147-7447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 11, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,900.00 | $432,939 (-) Land $86,000 Building $346,939 | $432,939 (-) Land $86,000 Building $346,939 |
| 2023 | $2,900.00 | $432,939 Land $86,000 Building $346,939 | $432,939 Land $86,000 Building $346,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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