1275 Umberger Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 1275 Umberger Rd, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,276 sqft · built 1968
Lot Size	13.3 acres (581,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2020)
Tax Bill	$2,283 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556 007`

Property Details

APN / Parcel Number

Primary APN	`556 007`
Alternative APN	`6343386`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	581,090 sqft (13.3 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	330 sqft
Shed	1 Shed
Storage Building	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1275 UMBERGER RD
City	MOUNT ULLA
State	NC
Zip	28125-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.34AC
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2031
Census Tract	51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21309 BETHEL CHURCH RD, CORNELIUS, NC 28031-7029
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Oct 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 13, 2017	Warranty Deed, Transfer · Construction Mortgage LEWIS W & BARBARA N SLAGLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Book / Page	1358 / 174
Prior Transfer Date	Dec 10, 2007
Prior Transfer Doc	0011100842
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1275 UMBERGER RD, MOUNT ULLA, NC 28125-7715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013080083
Date	Apr 26, 2018
Book Page	1308/0083

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 7, 2020
Property Address	1275 UMBERGER RD, MOUNT ULLA, NC 28125-7715
Document Number	0013580174
Book / Page	001358 / 000174
Instrument Date	Oct 6, 2020
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21309 BETHEL CHURCH RD CORNELIUS NC 280317029, CORNELIUS, NC 28031-7029

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 13, 2017
Property Address	1275 UMBERGER RD, MOUNT ULLA, NC 28125-7715
Document Number	0012880249
Book / Page	001288 / 000249
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18914 VICTORIA BAY DR CORNELIUS NC 280315535, CORNELIUS, NC 28031-5535

Mortgage

Document Number	12880250
Date	Apr 13, 2017
Book Page	001288/000250

Lender

Name	LEWIS W & BARBARA N SLAGLE
Address	96 LOWER GRASSY BRANCH RD, ASHEVILLE, NC 28805-1640
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2018

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,283.00	$340,809 (-) Land $179,818 Building $160,991	$340,809 (-) Land $179,818 Building $160,991
2023	$2,283.00	$340,809 Land $179,818 Building $160,991	$340,809 Land $179,818 Building $160,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Umberger Rd

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