310 Umberger Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 310 Umberger Rd, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,932 sqft · built 1991
Lot Size	1 acres (43,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000 (Dec 1986)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2294750001`

Property Details

APN / Parcel Number

Primary APN	`2294750001`
Alternative APN	`559 006`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Basement Area	1,932 sqft
Unfinished Basement	1,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	43,570 sqft (1 acres)
Garage Area	550 sqft
Porch	Porch
Porch Area	378 sqft
Deck Area	474 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	310 UMBERGER RD
City	MOUNT ULLA
State	NC
Zip	28125-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00AC
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2038
Census Tract	51901

Owner

Source: Rowan County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 UMBERGER RD, MOUNT ULLA, NC 28125-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Intrafamily Transfer, Transfer
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 16, 2019	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1986 · Amount on Record
Deed Sale	Dec 1, 1986 · Amount on Record
Deed Book / Page	629 / 585
Last Transfer Date	Mar 13, 2024
Transfer Doc	0014380799
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Mar 14, 2024
Property Address	310 UMBERGER RD, MOUNT ULLA, NC 28125-7710
Document Number	0014380799
Book / Page	1438 / 799
Instrument Date	Mar 13, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 UMBERGER RD # 28, 28, MOUNT ULLA, NC 28125-7710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 UMBERGER RD, MOUNT ULLA, NC 28125-7710

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	310 UMBERGER RD, MOUNT ULLA, NC 28125-7710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013130169
Date	Jul 27, 2018
Book Page	1313/0169

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Property Address	310 UMBERGER RD, MOUNT ULLA, NC 28125-7710
Document Number	0013330548
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	310 UMBERGER RD MOUNT ULLA NC 281257710, MOUNT ULLA, NC 28125-7710

Mortgage

Document Number	0013330548
Date	Aug 29, 2019
Book Page	001333/000548

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00	$287,962 (-) Land $34,000 Building $253,962
2023	$1,929.00	$287,962 Land $34,000 Building $253,962	$287,962 Land $34,000 Building $253,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Umberger Rd

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