955 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 955 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.314 acres (13,678 sqft)
OwnerCompany Name on Record
Tax Bill$1,206 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-0970-0001-00-4

Property Details

APN / Parcel Number

Primary APN03-0970-0001-00-4
Alternative APN
  • 11-03-0970-0001-00-4

Exterior

Fire ResistanceFireproof Steel Frame
Lot Area13,678 sqft (0.314 acres)
Lot Dimensions132 ft deep x 103 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address955 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-3955
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionLOT 1 BUTLER NAPIER SUB EXC COM AT SW COR SD LOT 1 TH N 0 DEG 57' W 17' TH S 80DEG 32' E 66.91' TO E LN SD LOT 1 TH S 6' TH W 66'TO POB PER 835/585 FOR NAPIER AVE R/W ALSO INCL PT OF SEC 29 T4S R18W COM 332.7' E & 50' N 0 DEG 57' W OF SW COR SEC 29 T
Legal Range18W
Legal Township04S
Legal Section29
Legal SubdivisionBUTLER NAPIER SUB
Legal Lot Number1
Legal Unit1,1,1
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group3
Census Block3022
Census Tract2100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 5011, ELM GROVE, WI 53122-5011
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2007
Deed SaleMay 17, 2007
Prior SaleOct 19, 1995
Deed Book / Page2791 / 1381
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address955 E NAPIER AVE, BENTON HARBOR, MI 49022-3955
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03345/3138
DateSep 24, 2021
Book Page3345/3138
Lender
NameNORTH SHORE BANK FSB
TypeBank
AddressBROOKFIELD, WI 53005
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,500 (-37.67%)$47,000 (-37.67%)
2025$1,206.00 (+13.56%)
2023$37,700$75,400
2022$1,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

Nearby Properties on E Napier Ave

Nearby Streets

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