954 Soapstone Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 954 Soapstone Dr, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,310 sqft · built 2021
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,662 (Apr 2021)
Tax Bill	$3,527 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084 055W`

Property Details

APN / Parcel Number

Primary APN	`084 055W`
Alternative APNs	`681112` `395360`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,310 sqft Heated Area
Gross Area	2,925 sqft
1st Floor Area	985 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	395360
Street Address	954 SOAPSTONE DR
City	CORNELIA
State	GA
Zip	30531-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MI
Legal Description	10-102 LT 53 PB 60-14 DB 1258-1005
Legal Lot Number	53
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3064
Census Tract	502

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	954 SOAPSTONE DR, CORNELIA, GA 30531-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT BANK
Apr 13, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMESTAR FINANCIAL
Sep 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	2021885
Deed Book / Page	1258 / 1005
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	954 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 SOAPSTONE DR, CORNELIA, GA 30531-5051

Mortgage

Document Number	0000001356/0000000417
Date	Jan 24, 2024
Book Page	0000001356/0000000417

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	954 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAPSTONE DR

Mortgage

Document Number	0000001233/0000000228
Date	Sep 21, 2020
Book Page	0000001233/0000000228

Lender

Name	PIEDMONT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 13, 2021
Property Address	954 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	01258/1005
Book / Page	1258 / 1005
Instrument Date	Apr 13, 2021
Instrument	2021-000885
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 SOAPSTONE DR, CORNELIA, GA 30531-5051

Mortgage

Document Number	0000001258/0000001007
Date	Apr 22, 2021
Book Page	0000001258/0000001007

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 8, 2020
Property Address	954 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001233/225
Book / Page	1233 / 225
Instrument Date	Sep 8, 2020
Instrument	2020-001869
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 MORNINGSIDE DR STE 200, 200, BUFORD, GA 30518-3390

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,527.00 (-4.83%)	$154,716 (+0.83%) Land $20,800 Building $133,916	$386,791 (+0.83%) Land $52,000 Building $334,791
2025	$3,706.00 (+10.04%)	$153,449 (+18.23%) Land $20,800 Building $132,649	$383,622 (+18.23%) Land $52,000 Building $331,622
2023	$3,368.00 (+49.76%)	$129,784 (+49.73%) Land $15,600 Building $114,184	$324,460 (+49.73%) Land $39,000 Building $285,460
2022	$2,249.00	$86,680 Land $9,560 Building $77,120	$216,700 Land $23,900 Building $192,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEMOREST serves 18,049 people · EPA ID GA1370004
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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