982 Soapstone Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 982 Soapstone Dr, Cornelia, GA 30531 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2021
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$181,400 (May 2021)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084 055U`

Property Details

APN / Parcel Number

Primary APN	`084 055U`
Alternative APNs	`681460` `395358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Heated Area
Gross Area	2,086 sqft
1st Floor Area	1,498 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	16 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	395358
Street Address	982 SOAPSTONE DR
City	CORNELIA
State	GA
Zip	30531-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-102 LT 51 PB 60-14 DB 1267-586
Legal Lot Number	51
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3064
Census Tract	502

Owner

Source: Habersham County records · APN 084 055U

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	982 SOAPSTONE DR, CORNELIA, GA 30531-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT BANK
Jun 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
May 18, 2021	Warranty Deed, Subdivision Related Transfer
Sep 08, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Deed Document Number	20211299
Deed Book / Page	1267 / 586
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	982 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 SOAPSTONE DR, CORNELIA, GA 30531-5051

Mortgage

Document Number	0000001415/0000000788
Date	Nov 12, 2025
Book Page	0000001415/0000000788

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Jan 01, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	982 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	May 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAPSTONE DR

Mortgage

Document Number	0000001233/0000000176
Date	Sep 21, 2020
Book Page	0000001233/0000000176

Lender

Name	PIEDMONT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2021

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	982 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	May 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAPSTONE DR

Mortgage

Document Number	0000001267/0000000588
Date	Jun 16, 2021
Book Page	0000001267/0000000588

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 18, 2021
Property Address	982 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001267/586
Book / Page	1267 / 586
Instrument Date	May 18, 2021
Instrument	2021-001299
Transaction Type	Subdivision Related Transfer
Record Updated	May 05, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 SOAPSTONE DR, CORNELIA, GA 30531-5051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 08, 2020
Property Address	982 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001233/173
Book / Page	1233 / 173
Instrument Date	Sep 08, 2020
Instrument	2020-001867
Transaction Type	Transfer
Record Updated	May 05, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 MORNINGSIDE DR STE 200, 200, BUFORD, GA 30518-3390

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00 Homeowner's exemption	$129,851 (+31.14%) Land $20,800 Building $109,051	$324,628 (+31.14%) Land $52,000 Building $272,628
2023	Homeowner's exemption	$99,016 (+36.46%) Land $15,600 Building $83,416	$247,540 (+36.46%) Land $39,000 Building $208,540
2022	Homeowner's exemption	$72,560 Land $10,520 Building $62,040	$181,400 Land $26,300 Building $155,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 73% of Georgia
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Habersham Electric Membership	Fiber	1,000 / 1,000
Uniti Group	Cable	1,000 / 25

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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