987 Soapstone Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 987 Soapstone Dr, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,892 sqft · built 2021
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,182 (2026)
Deeds & Mortgages	Jun 2023 Sale Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082 036F`

Property Details

APN / Parcel Number

Primary APN	`082 036F`
Alternative APNs	`683212` `394678`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,892 sqft Heated Area
Gross Area	2,510 sqft
1st Floor Area	786 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	394678
Street Address	987 SOAPSTONE DR
City	CORNELIA
State	GA
Zip	30531-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MI
Legal Description	10-102 LT 39 PB 60-14 1338-1093
Legal Lot Number	39
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3064
Census Tract	502

Owner

987 Soapstone Dr is held in a trust since June 2023.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1441 WOODMONT LN NW, 1717, ATLANTA, GA 30318-2866
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer
Jan 4, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VANDERBILT MORTGAGE
Oct 16, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023
Deed Sale	Jun 5, 2023
Prior Sale	Jan 18, 2022 · Amount on File
Deed Document Number	20231322
Deed Book / Page	1338 / 1093
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 5, 2023
Property Address	987 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	01338/1093
Book / Page	1338 / 1093
Instrument Date	Jun 5, 2023
Instrument	2023-001322
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1441 WOODMONT LN NW # 1717, 1717, ATLANTA, GA 30318-2866
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 4, 2022
Property Address	987 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	01292/1068
Book / Page	1292 / 1068
Instrument Date	Jan 4, 2022
Instrument	2022-000031
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 SOAPSTONE DR, CORNELIA, GA 30531-5051

Mortgage

Document Number	0012921070
Date	Jan 4, 2022
Instrument	1292/1070

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 16, 2020
Property Address	987 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001237/141
Book / Page	1237 / 141
Instrument Date	Oct 16, 2020
Instrument	2020-002152
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 MORNINGSIDE DR STE 200, 200, BUFORD, GA 30518-3390

Tax Assessment & Valuation

The 2026 property tax bill for 987 Soapstone Dr was $3,182, down 3.6% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,182.00 (-3.63%)	$139,612 (+2.12%) Land $20,800 Building $118,812	$349,031 (+2.12%) Land $52,000 Building $297,031
2025	$3,302.00	$136,718 Land $20,800 Building $115,918	$341,795 Land $52,000 Building $289,795
2023	$2,582.00 (+6.3%)	$99,480 (+6.28%) Land $13,928 Building $85,552	$248,700 (+6.28%) Land $34,820 Building $213,880
2022	$2,429.00	$93,604 Land $12,000 Building $81,604	$234,010 Land $30,000 Building $204,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 Soapstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 Soapstone Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEMOREST serves 18,049 people · EPA ID GA1370004
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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