925 Soapstone Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 925 Soapstone Dr, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,234 sqft · built 2021
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,151 (Aug 2021)
Tax Bill	$4,366 (2026)
Deeds & Mortgages	Jul 2024 Second Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084 055J`

Property Details

APN / Parcel Number

Primary APN	`084 055J`
Alternative APNs	`682054` `395349`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,234 sqft Heated Area
Gross Area	3,798 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Unfinished Basement	952 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	395349
Street Address	925 SOAPSTONE DR
City	CORNELIA
State	GA
Zip	30531-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MI
Legal Description	10-102 LT 34 PB 60-14 1226-564
Legal Lot Number	34
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3064
Census Tract	502

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	925 SOAPSTONE DR, CORNELIA, GA 30531-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT BANK
Feb 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT BANK
Aug 25, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SYNOVUS BANK
Jul 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	20212098
Deed Book / Page	1276 / 958
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	925 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 SOAPSTONE DR, CORNELIA, GA 30531-5051

Mortgage

Document Number	0000001369/0000000841
Date	Jul 1, 2024
Book Page	0000001369/0000000841

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	925 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAPSTONE DR

Mortgage

Document Number	0000001226/0000000567
Date	Jul 21, 2020
Book Page	0000001226/0000000567

Lender

Name	PIEDMONT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	925 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAPSTONE DR

Mortgage

Document Number	0000001249/0000000885
Date	Feb 9, 2021
Book Page	0000001249/0000000885

Lender

Name	PIEDMONT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 25, 2021
Property Address	925 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001276/958
Book / Page	1276 / 958
Instrument Date	Aug 25, 2021
Instrument	2021-002098
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 SOAPSTONE DR, CORNELIA, GA 30531-5051

Mortgage

Document Number	0000001276/0000000960
Date	Sep 7, 2021
Book Page	0000001276/0000000960

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 10, 2020
Property Address	925 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001226/564
Book / Page	1226 / 564
Instrument Date	Jul 10, 2020
Instrument	2020-001385
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 MORNINGSIDE DR STE 200, 200, BUFORD, GA 30518-3390

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,366.00 (-6.35%)	$191,522 (-0.78%) Land $20,800 Building $170,722	$478,806 (-0.78%) Land $52,000 Building $426,806
2025	$4,662.00 (+27.38%)	$193,018 (+36.85%) Land $20,800 Building $172,218	$482,546 (+36.85%) Land $52,000 Building $430,546
2023	$3,660.00 (+30.48%)	$141,044 (+30.5%) Land $15,600 Building $125,444	$352,610 (+30.5%) Land $39,000 Building $313,610
2022	$2,805.00	$108,080 Land $12,000 Building $96,080	$270,200 Land $30,000 Building $240,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEMOREST serves 18,049 people · EPA ID GA1370004
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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