994 Soapstone Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 994 Soapstone Dr, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 2021
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$223,035 (May 2021)
Tax Bill	$3,305 (2026)
Deeds & Mortgages	Sep 2020 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084 055T`

Property Details

APN / Parcel Number

Primary APN	`084 055T`
Alternative APNs	`681306` `395357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Heated Area
Gross Area	2,494 sqft
1st Floor Area	1,832 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	395357
Street Address	994 SOAPSTONE DR
City	CORNELIA
State	GA
Zip	30531-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MI
Legal Description	10-102 LT 50 PB 60-14 DB 1263-685
Legal Lot Number	50
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3064
Census Tract	502

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	994 SOAPSTONE DR, CORNELIA, GA 30531-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT BANK
May 26, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Sep 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Deed Document Number	20211254
Deed Book / Page	1263 / 685
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	994 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAPSTONE DR

Mortgage

Document Number	0000001233/0000000156
Date	Sep 21, 2020
Book Page	0000001233/0000000156

Lender

Name	PIEDMONT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 26, 2021
Property Address	994 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001263/685
Book / Page	1263 / 685
Instrument Date	May 26, 2021
Instrument	2021-001254
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 SOAPSTONE DR, CORNELIA, GA 30531-5051

Mortgage

Document Number	0000001263/0000000687
Date	May 28, 2021
Book Page	0000001263/0000000687

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 8, 2020
Property Address	994 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001233/153
Book / Page	1233 / 153
Instrument Date	Sep 8, 2020
Instrument	2020-001866
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 MORNINGSIDE DR STE 200, 200, BUFORD, GA 30518-3390

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,305.00 (+11.13%)	$145,003 (+26.54%) Land $20,800 Building $124,203	$362,508 (+26.54%) Land $52,000 Building $310,508
2023	$2,974.00 (+28.41%)	$114,588 (+28.4%) Land $15,600 Building $98,988	$286,470 (+28.4%) Land $39,000 Building $247,470
2022	$2,316.00	$89,240 Land $12,000 Building $77,240	$223,100 Land $30,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEMOREST serves 18,049 people · EPA ID GA1370004
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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