950 Oregon St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 950 Oregon St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,153 sqft · built 1954
Lot Size0.187 acres (8,160 sqft)
Owner2 Individual Names on File
Tax Bill$2,696 (2025)
Flood ZoneZone X (minimal risk)
APN8913-36-158-011

Property Details

APN / Parcel Number

Primary APN8913-36-158-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,153 sqft Living Area
1st Floor Area762 sqft
AtticAttic
Attic Area343 sqft
Basement Area762 sqft
Finished Basement300 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,160 sqft (0.187 acres)
Lot Dimensions120 ft deep x 68 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area32 sqft
Deck Area108 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address950 OREGON ST
CityWATERLOO
StateIA
Zip50702-2546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRST ADD TO RUSSELL HEIGHTS LOT 16 BLK 8
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionFIRST ADD TO RUSSELL HEIGHTS
Legal Block8
Legal Lot Number16
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1022
Census Tract1000

Owner

950 Oregon St is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address950 OREGON ST, WATERLOO, IA 50702-2546
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 950 Oregon St was $2,696 with a homeowner's exemption, up 3.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,696.00 (+3.61%) Homeowner's exemption$157,550 Land $22,610 Building $134,940$157,550 Land $22,610 Building $134,940
2024$2,602.00
2023$143,830 (+25.76%) Land $22,610 Building $121,220$143,830 Land $22,610 Building $121,220
2022$2,316.00 Homeowner's exemption$114,370 Land $22,610 Building $91,760
2021$114,370 Land $22,610 Building $91,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 Oregon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Oregon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on Oregon St

Nearby Streets

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