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1008 Oregon St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1008 Oregon St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,040 sqft · built 1958
Lot Size0.17 acres (7,425 sqft)
OwnerIndividual Name on Record
Last Sale$141,000 (Mar 2024)
Tax Bill$2,578 (2025)
Deeds & MortgagesMar 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN8913-36-304-021

Property Details

APN / Parcel Number

Primary APN8913-36-304-021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Finished Basement400 sqft
Unfinished Basement1,040 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,425 sqft (0.17 acres)
Lot Dimensions135 ft deep x 55 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1008 OREGON ST
CityWATERLOO
StateIA
Zip50702-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLDEN GARDENS ADDITION LOT 21 BLK 8
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionGOLDEN GARDENS ADDITION
Legal Block8
Legal Lot Number21
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group4
Census Block4001
Census Tract1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1008 OREGON ST, WATERLOO, IA 50702-2541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Deed Document Number202411768
Record UpdatedOct 29, 2026

March 2024: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateMar 27, 2024
Property Address1008 OREGON ST, WATERLOO, IA 50702-2541
Document Number202400011768
Instrument DateMar 7, 2024
Instrument202400011768
Transaction TypeForeclosure
Record UpdatedOct 17, 2025
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$224.80
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 OREGON ST, WATERLOO, IA 50702-2541
Mail Care OfGRACE MARY GUDENKAUF

Mortgage

Document Number202400011769
DateMar 27, 2024
Instrument202400011769
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,578.00 (+1.42%) Homeowner's exemption$137,170 (+7.66%) Land $19,060 Building $118,110$137,170 (+7.66%) Land $19,060 Building $118,110
2024$2,542.00 (+65.49%)
2023$127,410 (+21.07%) Land $19,060 Building $108,350$127,410 (+21.07%) Land $19,060 Building $108,350
2022$1,536.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$105,240 Land $19,060 Building $86,180
2021$105,240 Land $19,060 Building $86,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: Nextlink.

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