929 Oregon St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 929 Oregon St, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 942 sqft · built 1953
Lot Size	0.187 acres (8,160 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (May 2026)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Feb 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-182-001`

Property Details

APN / Parcel Number

Primary APN	`8913-36-182-001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	942 sqft Living Area
1st Floor Area	942 sqft
Basement Area	942 sqft
Finished Basement	450 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	929 OREGON ST
City	WATERLOO
State	IA
Zip	50702-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD TO RUSSELL HEIGHTS LOT 1 BLK 7
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	FIRST ADD TO RUSSELL HEIGHTS
Legal Block	7
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1023
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-182-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	929 OREGON ST, WATERLOO, IA 50702-2547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Feb 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jun 07, 2006	Deed of Trust, Mortgage VERIDIAN CU
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Deed Document Number	20267530
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	929 OREGON ST, WATERLOO, IA 50702-2547
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008764
Date	Nov 17, 2017
Instrument	2018-00008764

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 08, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	929 OREGON ST, WATERLOO, IA 50702-2547
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012967
Date	Feb 27, 2019
Instrument	201900012967

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	929 OREGON ST, WATERLOO, IA 50702-2547
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 OREGON ST, WASHBURN, IA 50702-2547

Mortgage

Document Number	202200008205
Date	Oct 15, 2021
Instrument	202200008205

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	929 OREGON ST, WATERLOO, IA 50702-2547
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006029173
Date	Jun 07, 2006
Instrument	2006029173

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jun 01, 2013

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 26, 2026
Property Address	929 OREGON ST, WATERLOO, IA 50702-2547
Document Number	0000007530
Instrument Date	May 21, 2026
Instrument	20267530
Transaction Type	Transfer
Record Updated	Jun 03, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$29,330.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 OREGON ST, WATERLOO, IA 50702-2547

Mortgage

Document Number	0000007531,
Date	May 26, 2026
Instrument	20267531

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00 Homeowner's exemption	$150,560 (+9.75%) Land $22,610 Building $127,950	$150,560 (+9.75%) Land $22,610 Building $127,950
2024	$2,754.00 (+24.84%)
2023		$137,190 (+25.45%) Land $22,610 Building $114,580	$137,190 (+25.45%) Land $22,610 Building $114,580
2022	$2,206.00 Homeowner's exemption	$109,360 Land $22,610 Building $86,750
2021			$109,360 Land $22,610 Building $86,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 719 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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