Black Hawk County property record for 943 Oregon St, Waterloo, IA 50702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 8,160 sqft (0.187 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $107,500 (2020) |
| Tax Bill | $2,704.00 (2025) |
| Primary APN | 8913-36-182-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 864 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,160 sqft (0.187 acres) |
| Depth X Width | 120 ft x 68 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 264 sqft Garage |
| Deck Area | 96 sqft Deck |
|---|---|
| Patio Area | 160 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 943 OREGON ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FIRST ADD TO RUSSELL HEIGHTS LOT 3 BLK 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | FIRST ADD TO RUSSELL HEIGHTS |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-182-017
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 943 OREGON ST, WATERLOO, IA 50702-2547 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 20, 2019 | Deed of Trust, Mortgage · Stand Alone First Mortgage GREENSTATE CREDIT UNION |
| Jun 02, 2023 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Dec 20, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) GREENSTATE CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2020 · Amount on Record |
| Deed Sale | Dec 20, 2020 · Amount on Record |
| Prior Sale | Dec 20, 2019 · Amount on Record |
| Deed Doc Number | 202011330 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 943 OREGON ST, WATERLOO, IA 50702-2547 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20202000011332 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 20202000011332 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 943 OREGON ST, WATERLOO, IA 50702-2547 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300016154 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 202300016154 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 01, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 20, 2019 |
| Property Address | 943 OREGON ST, WATERLOO, IA 50702-2547 |
| Document Number | 20202000011330 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 20202000011330 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 943 OREGON ST, WATERLOO, IA 50702-2547 |
| Document Number | 20202000011331 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 20202000011331 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jan 05, 2030 |
| Index | 1-Year CMT |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 | $136,470 (+9.52%) Land $22,610 Building $113,860 | $136,470 (+9.52%) Land $22,610 Building $113,860 |
| 2024 | $2,704.00 (+23.25%) | ||
| 2023 | $124,610 (+24.71%) Land $22,610 Building $102,000 | $124,610 (+24.71%) Land $22,610 Building $102,000 | |
| 2022 | $2,194.00 | $99,920 Land $22,610 Building $77,310 | |
| 2021 | $99,920 Land $22,610 Building $77,310 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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