1009 Oregon St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1009 Oregon St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 648 sqft · built 1940
Lot Size	0.262 acres (11,400 sqft)
Owner	Company Name on Record
Last Sale	$16,000 (Mar 2024)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-326-002`

Property Details

APN / Parcel Number

Primary APN	`8913-36-326-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	648 sqft Living Area
1st Floor Area	480 sqft
Attic	Attic
Attic Area	168 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1009 OREGON ST
City	WATERLOO
State	IA
Zip	50702-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GARDENS ADDITION LOT 2 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	GOLDEN GARDENS ADDITION
Legal Block	9
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4000
Census Tract	1000

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2005, WATERLOO, IA 50704-2005
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Mar 19, 2024	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Mar 19, 2024	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Nov 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Aug 15, 2008 · Amount on Record
Deed Document Number	202411548
Prior Transfer Date	Nov 4, 2021
Prior Transfer Doc	0000010250
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 21, 2024
Property Address	1009 OREGON ST, WATERLOO, IA 50702-2540
Document Number	202400011548
Instrument Date	Mar 14, 2024
Instrument	202400011548
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$24.80
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 OREGON ST, WATERLOO, IA 50702-2540

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 19, 2024
Property Address	1009 OREGON ST, WATERLOO, IA 50702-2540
Document Number	202400011440
Instrument Date	Mar 14, 2024
Instrument	202400011440
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$39.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2005, WATERLOO, IA 50704-2005

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 19, 2024
Property Address	1009 OREGON ST, WATERLOO, IA 50702-2540
Document Number	202400011440
Instrument Date	Mar 14, 2024
Instrument	202400011440
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$39.20
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2005, WATERLOO, IA 50704-2005

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 12, 2021
Property Address	1009 OREGON ST, WATERLOO, IA 50702-2540
Document Number	202200010250
Instrument Date	Nov 4, 2021
Instrument	202200010250
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 OREGON ST, WASHBURN, IA 50702-2540

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00	$86,360 (+6.34%) Land $22,890 Building $63,470	$86,360 (+6.34%) Land $22,890 Building $63,470
2024	$1,762.00 (+36.59%)
2023		$81,210 (+20.08%) Land $22,890 Building $58,320	$81,210 (+20.08%) Land $22,890 Building $58,320
2022	$1,290.00 Homeowner's exemption	$67,630 Land $22,890 Building $44,740
2021			$67,630 Land $22,890 Building $44,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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