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950 E Westminster, Lake Forest, IL 60045 Property Records

Lake County property record for 950 E Westminster, Lake Forest, IL 60045 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 8,542 sqft · built 1905
Lot Size1.57 acres (68,389 sqft)
OwnerIndividual Name on File
Last Sale$4,375,000 (May 2004)
Tax Bill$42,287 (2024)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-27-305-005

Property Details

APN / Parcel Number

Primary APN12-27-305-005

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms18 Rooms
Stories2 Stories
Building Area8,542 sqft Living Area
Gross Area10,246 sqft
1st Floor Area3,785 sqft
Upper Floors Area4,757 sqft
Basement Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialTile
Lot Area68,389 sqft (1.57 acres)
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area984 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address950 E WESTMINSTER
CityLAKE FOREST
StateIL
Zip60045-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEE R.LA ROCHELLE SUB. LOT 3
Legal SubdivisionLEE R.LA ROCHELLE SUB.
Legal Lot Number3
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2028
Census Tract863400

Owner

Source: Lake County records · APN 12-27-305-005

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address950 E WESTMINSTER, LAKE FOREST, IL 60045-2237
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2004 · Amount on Record
Deed SaleMay 21, 2004 · Amount on Record
Deed Document Number20045564712
Prior Transfer DateAug 21, 1996
Prior Transfer Doc0003866699
Record UpdatedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address950 E WESTMINSTER, LAKE FOREST, IL 60045-2237
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressSAGINAW

Mortgage

Document Number0007622750
DateJan 07, 2020
Instrument7622750
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJan 01, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.5%
Index1-Year LIBOR
Max Rate7.5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$666,600 (-) Land $484,520 Building $182,080$2,000,000 (-) Land $1,453,705 Building $546,295
2024$42,287.00 (-7.79%)
2023$45,860.00 (+2.87%)$666,600 (-13.49%) Land $409,842 Building $256,758$2,000,000 (-13.49%) Land $1,229,649 Building $770,351
2022$44,582.00$770,511 Land $394,278 Building $376,233$2,311,764 Land $1,182,952 Building $1,128,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978634002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1990, rainfall accumulation

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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