Lake County property record for 820 E Westminster, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,473 sqft · built 1961 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,625,000 (Feb 2022) |
| Tax Bill | $31,925 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-27-303-008 |
| Primary APN | 12-27-303-008 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,473 sqft Living Area |
| Gross Area | 6,728 sqft |
| 1st Floor Area | 2,338 sqft |
| Upper Floors Area | 2,135 sqft |
| Basement Area | 1,726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 159 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 820 E WESTMINSTER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNEWOOD SUB PART LYG ELY OF A STR LN WH EXTDS FRM INTERS N LN LOT 2 WITH SW COR LOT 7 TO A PNT ON SLY LN LOT 1 85.68F TELY OF SWLY COR THOF PT LOTS 1 & 2 |
| Legal Subdivision | THORNEWOOD SUB |
| Legal Lot Number | 2,7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 820 E WESTMINSTER, LAKE FOREST, IL 60045-2250 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Deed Document Number | 20227870187 |
| Last Transfer Date | Dec 18, 2024 |
| Transfer Doc | 0008074092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 3, 2022 |
| Property Address | 820 E WESTMINSTER, LAKE FOREST, IL 60045-2250 |
| Document Number | 0007870187 |
| Map Reference | DOC 1052193 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 7870187 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 LAKE WESTMINSTER, LAKE FOREST, IL 60045-2221 |
| Investor | Possibly a Property Investor |
| Document Number | 0007870188 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 7870188 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 1, 2020 |
| Property Address | 820 E WESTMINSTER, LAKE FOREST, IL 60045-2250 |
| Document Number | 0007721756 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 7721756 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 101 OYSTER CUT VERO BEACH FL 329633725, VERO BEACH, FL 32963-3725 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $581,788 (+24.13%) Land $364,529 Building $217,259 | $1,745,538 (+24.13%) Land $1,093,696 Building $651,842 | |
| 2024 | $31,925.00 (+14.99%) | ||
| 2023 | $27,764.00 (+2.85%) | $468,685 (+1.93%) Land $293,662 Building $175,023 | $1,406,196 (+1.93%) Land $881,074 Building $525,122 |
| 2022 | $26,994.00 | $459,814 Land $288,104 Building $171,710 | $1,379,580 Land $864,398 Building $515,182 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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