Lake County property record for 921 E Westminster, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 6.5 ba · 4,159 sqft · built 1956 |
| Lot Size | 1.12 acres (49,066 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $31,417 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-27-306-005 |
| Primary APN | 12-27-306-005 |
|---|
| Full Baths | 6.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,159 sqft Living Area |
| Gross Area | 4,700 sqft |
| 1st Floor Area | 1,972 sqft |
| Upper Floors Area | 1,646 sqft |
| Basement Area | 1,082 sqft |
| Finished Basement | 541 sqft |
| Unfinished Basement | 541 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 49,066 sqft (1.12 acres) |
| Garage Type | Detached |
| Garage Area | 1,368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 258 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 921 E WESTMINSTER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENT CHANDLER SUB. LOT 2 |
| Legal Subdivision | KENT CHANDLER SUB. |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 863400 |
Source: Lake County records · APN 12-27-306-005
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 921 E WESTMINSTER, LAKE FOREST, IL 60045-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 14, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2016 |
| Deed Sale | Jan 11, 2016 |
| Deed Document Number | 20167260864 |
| Prior Transfer Date | Jun 23, 2011 |
| Prior Transfer Doc | 0006761324 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 921 E WESTMINSTER, LAKE FOREST, IL 60045-2236 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 921 E WESTMINSTER, LAKE FOREST, IL 60045-2236 |
| Document Number | 0007828219 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 7828219 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 921 E WESTMINSTER, LAKE FOREST, IL 60045-2236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007759192 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 7759192 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 921 E WESTMINSTER, LAKE FOREST, IL 60045-2236 |
| Document Number | 0007623425 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 921 E WESTMINSTER LAKE FOREST IL 600452236, LAKE FOREST, IL 60045-2236 |
| Document Number | 0007623425 |
|---|---|
| Date | Jan 09, 2020 |
| Instrument | 7623425 |
| Name | GUARANTEED RATE |
|---|---|
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 08, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $617,221 (+24.13%) Land $369,514 Building $247,707 | $1,851,848 (+24.13%) Land $1,108,653 Building $743,195 | |
| 2024 | $31,417.00 (+15.16%) | ||
| 2023 | $27,281.00 (+1.79%) | $497,230 (+1.93%) Land $297,679 Building $199,551 | $1,491,839 (+1.93%) Land $893,126 Building $598,713 |
| 2022 | $26,802.00 | $487,819 Land $292,045 Building $195,774 | $1,463,604 Land $876,223 Building $587,381 |
Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE FOREST serves 19,642 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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