877 E Westminster, Lake Forest, IL 60045 Property Records

Lake County property record for 877 E Westminster, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 8,801 sqft · built 2000
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$3,300,000 (Oct 2019)
Tax Bill	$73,202 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-27-306-004`

Property Details

APN / Parcel Number

Primary APN	`12-27-306-004`

Interior

Full Baths	7.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	8,801 sqft Living Area
Gross Area	12,018 sqft
1st Floor Area	3,527 sqft
Upper Floors Area	2,966 sqft
Basement Area	4,526 sqft
Finished Basement	2,308 sqft
Unfinished Basement	2,218 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Attached
Garage Area	999 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	877 E WESTMINSTER
City	LAKE FOREST
State	IL
Zip	60045-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENT CHANDLER SUB LOT 1
Legal Subdivision	KENT CHANDLER SUB
Legal Lot Number	1
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2015
Census Tract	863400

Owner

Source: Lake County records · APN 12-27-306-004

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	877 E WESTMINSTER, LAKE FOREST, IL 60045-2234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	May 23, 1995 · Amount on Record
Deed Document Number	20197605100
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 30, 2019
Property Address	877 E WESTMINSTER, LAKE FOREST, IL 60045-2234
Document Number	0007605100
Instrument Date	Oct 18, 2019
Instrument	7605100
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1312 HARLAN LN LAKE FOREST IL 600453894, LAKE FOREST, IL 60045-3894

Mortgage

Document Number	7605101
Date	Oct 30, 2019
Instrument	7605101

Lender

Name	NORTHERN TR
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,299,870 (+16.74%) Land $369,382 Building $930,488	$3,900,000 (+16.74%) Land $1,108,257 Building $2,791,743
2024	$73,202.00 (+10.48%)
2023	$66,259.00 (+2.86%)	$1,113,508 (+0.92%) Land $300,598 Building $812,910	$3,340,858 (+0.92%) Land $901,884 Building $2,438,974
2022	$64,419.00	$1,103,357 Land $297,858 Building $805,499	$3,310,402 Land $893,663 Building $2,416,739

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1990 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 51 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE FOREST serves 19,642 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.