950 Cedar St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 950 Cedar St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,200 sqft · built 2016
Owner	Individual Name on Record
Last Sale	$1,025,000 (Jun 2020)
Tax Bill	$17,857 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DC15100`

Property Details

APN / Parcel Number

Primary APN	`21E10DC15100`
Alternative APN	`05030119`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	3,200 sqft Living Area

Exterior

Year Built	Built 2016

Location & Zoning

Account Number	05030119
Street Address	950 CEDAR ST
City	LAKE OSWEGO
State	OR
Zip	97034-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION FREEPONS VILLAGE 4439 LT 1
Legal Subdivision	FREEPONS VILLAGE
Legal Lot Number	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1012
Census Tract	20503

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	950 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jun 29, 2017	Grant Deed TICOR TITLE INSURANCE COMPANY, TICOR TITLE
May 11, 2017	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	2020-049578
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	950 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058215
Date	Aug 25, 2017
Instrument	2017-058215

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	950 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084369
Date	Dec 15, 2017
Instrument	2017-084369

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 29, 2020
Property Address	950 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Document Number	0000049578
Map Reference	DOC 2015-079705
Instrument Date	Jun 26, 2020
Instrument	2020-049578
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	950 CEDAR ST, LAKE OSWEGO, OR 97034-4920

Mortgage

Document Number	0000049579
Date	Jun 29, 2020
Instrument	2020-049579

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 29, 2017
Property Address	950 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Document Number	0000043639
Instrument Date	May 10, 2017
Instrument	43639
Record Updated	Jul 6, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$970.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	950 CEDAR ST LAKE OSWEGO OR 970344920, LAKE OSWEGO, OR 97034-4920

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	May 11, 2017
Property Address	950 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Document Number	0000031573
Instrument Date	May 10, 2017
Instrument	31573
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$970.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	950 CEDAR ST LAKE OSWEGO OR 970344920, LAKE OSWEGO, OR 97034-4920

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,857.00 (+5.85%)	$931,917 (+6.09%)	$1,656,737 (+2.27%) Land $547,467 Building $1,109,270
2023	$16,870.00	$878,422	$1,619,925 Land $532,045 Building $1,087,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures