1017 Cedar St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1017 Cedar St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,039 sqft · built 1959
Lot Size	0.207 acres (8,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Nov 2002)
Tax Bill	$8,262 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DC06600`

Property Details

APN / Parcel Number

Primary APN	`21E10DC06600`
Alternative APN	`00267277`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,039 sqft Living Area
Basement Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Clapboard
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,998 sqft (0.207 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00267277
Street Address	1017 CEDAR ST
City	LAKE OSWEGO
State	OR
Zip	97034-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	79 SOUTH OSWEGO PT LT 5&6 BLK 19
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	SOUTH OSWEGO
Legal Block	19
Legal Lot Number	5,6
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1012
Census Tract	20503

Owner

Source: Clackamas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1017 CEDAR ST, LAKE OSWEGO, OR 97034-4921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 26, 2021	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2002 · Amount on Record
Deed Sale	Nov 5, 2002 · Amount on Record
Deed Document Number	2002107354
Last Transfer Date	Jun 27, 2003
Transfer Doc	0000085025
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 20, 2026
Property Address	1017 CEDAR ST, LAKE OSWEGO, OR 97034-4921
Document Number	0000030836
Instrument Date	Jul 17, 2026
Instrument	202630836
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1017 CEDAR ST, LAKE OSWEGO, OR 97034-4921

Mortgage

Document Number	0000030836,
Date	Jul 20, 2026
Instrument	202630836

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2056

Interest

Rate	6.47%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1017 CEDAR ST, LAKE OSWEGO, OR 97034-4921
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040832
Date	Apr 20, 2021
Instrument	2021-040832

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1017 CEDAR ST, LAKE OSWEGO, OR 97034-4921
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 CEDAR ST, LAKE OSWEGO, OR 97034-4921

Mortgage

Document Number	0000052086
Date	May 26, 2021
Instrument	2021-052086

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,262.00 (+5.84%)	$431,200 (+6.09%)	$831,997 (+2.35%) Land $335,887 Building $496,110
2023	$7,806.00	$406,448	$812,925 Land $326,425 Building $486,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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