1034 Cedar St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1034 Cedar St, Lake Oswego, OR 97034

Property Summary

Property TypeSingle Family Home
Details2,889 sqft · built 2015
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$799,500 (Aug 2015)
Tax Bill$14,561 (2025)
Deeds & MortgagesJan 2017 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN21E10DC08202

Property Details

APN / Parcel Number

Primary APN21E10DC08202
Alternative APN
  • 05026296

Interior

Building Area2,889 sqft Living Area

Exterior

Year BuiltBuilt 2015
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Account Number05026296
Street Address1034 CEDAR ST
CityLAKE OSWEGO
StateOR
Zip97034-4922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARTITION PLAT 2014-066 PARCEL 2 & 79 SOUTH OSWEGO LOT 9 BLK 47
Legal SubdivisionSOUTH OSWEGO
Legal Block47
Legal Lot Number9
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1011
Census Tract20503

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1034 CEDAR ST, LAKE OSWEGO, OR 97034-4922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
ONPOINT COMMUNITY CU
Mar 16, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2015 · Amount on Record
Deed SaleAug 26, 2015 · Amount on Record
Prior SaleJan 15, 2015 · Amount on Record
Deed Document Number2015-057704
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address1034 CEDAR ST, LAKE OSWEGO, OR 97034-4922
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002645
DateJan 13, 2017
Instrument2017-002645
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address1034 CEDAR ST, LAKE OSWEGO, OR 97034-4922
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018689
DateMar 16, 2020
Instrument2020-018689
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 11, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,561.00 (+5.84%)$759,924 (+6.09%)$1,412,540 (+2.2%) Land $340,990 Building $1,071,550
2023$13,757.00$716,302$1,382,129 Land $330,709 Building $1,051,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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