928 Cedar St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 928 Cedar St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,247 sqft · built 2016
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on File
Last Sale	$1,060,000 (Aug 2017)
Tax Bill	$17,649 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DC15200`

Property Details

APN / Parcel Number

Primary APN	`21E10DC15200`
Alternative APN	`05030120`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,247 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	7,499 sqft (0.172 acres)

Location & Zoning

Account Number	05030120
Street Address	928 CEDAR ST
City	LAKE OSWEGO
State	OR
Zip	97034-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	SUBDIVISION FREEPONS VILLAGE 4439 LT 2
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	FREEPONS VILLAGE
Legal Lot Number	2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1012
Census Tract	20503

Owner

928 Cedar St is owned and occupied by an individual who bought it in August 2017.

Source: Clackamas County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	928 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Deed Document Number	201758159
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 29, 2026
Property Address	928 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Document Number	0000032126
Instrument Date	Jun 25, 2026
Instrument	202632126
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	928 CEDAR ST, LAKE OSWEGO, OR 97034-4920

Mortgage

Document Number	0000032127,
Date	Jul 29, 2026
Instrument	202632127

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	928 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005516
Date	Jan 26, 2018
Instrument	2018-005516

Lender

Name	BANNER BANK
Type	Bank
Address	BIG INDIAN, NY 12410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 24, 2017
Property Address	928 CEDAR ST, LAKE OSWEGO, OR 97034-4920
Document Number	0000058159
Map Reference	DOC2015-079705
Instrument Date	Aug 23, 2017
Instrument	2017-058159
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 CEDAR ST, LAKE OSWEGO, OR 97034-4920

Mortgage

Document Number	0000058160
Date	Aug 24, 2017
Instrument	2017-058160

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 928 Cedar St was $17,649.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,649.00	$921,079	$1,663,297 Land $547,467 Building $1,115,830
2023	$16,674.00	$868,206	$1,626,275 Land $532,045 Building $1,094,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 928 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 928 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures