915 Cedar St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 915 Cedar St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,288 sqft · built 2016
Lot Size	0.223 acres (9,727 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,625,000 (Jul 2024)
Tax Bill	$17,888 (2025)
Deeds & Mortgages	Nov 2023 Sale Aug 2021 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DC15700`

Property Details

APN / Parcel Number

Primary APN	`21E10DC15700`
Alternative APN	`05030125`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,288 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	9,727 sqft (0.223 acres)

Location & Zoning

Account Number	05030125
Street Address	915 CEDAR ST
City	LAKE OSWEGO
State	OR
Zip	97034-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	SUBDIVISION FREEPONS VILLAGE 4439 LT 7
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	FREEPONS VILLAGE 4439
Legal Lot Number	7
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1012
Census Tract	20503

Owner

Source: Clackamas County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 CEDAR ST, LAKE OSWEGO, OR 97034-4910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR
Aug 6, 2021	Warranty Deed, Construction Loan · Construction Mortgage WESTERN ALLIANCE BANK
Aug 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 11, 2017	Grant Deed, Transfer
Mar 31, 2017	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	202424185
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0000054839
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 9, 2023
Property Address	915 CEDAR ST, LAKE OSWEGO, OR 97034-4910
Document Number	0000040191
Map Reference	DOC 2015-079705
Instrument Date	Nov 7, 2023
Instrument	2023-040191
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1220 NW NOBLE DR, ESTACADA, OR 97023-7746

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 6, 2021
Property Address	915 CEDAR ST, LAKE OSWEGO, OR 97034-4910
Document Number	0000073649
Map Reference	DOC 2015-079705
Instrument Date	Aug 2, 2021
Instrument	2021-073649
Transaction Type	Construction Loan
Record Updated	Jun 7, 2023
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 CEDAR ST, 915, LAKE OSWEGO, OR 97034-4910

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	915 CEDAR ST, LAKE OSWEGO, OR 97034-4910

Mortgage

Document Number	0000073851
Date	Aug 6, 2021
Instrument	2021-073851

Lender

Name	WESTERN ALLIANCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 11, 2017
Property Address	915 CEDAR ST, LAKE OSWEGO, OR 97034-4910
Document Number	0000054839
Instrument Date	Aug 10, 2017
Instrument	54839
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	915 CEDAR ST LAKE OSWEGO OR 970344910, LAKE OSWEGO, OR 97034-4910

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 11, 2017
Property Address	915 CEDAR ST, LAKE OSWEGO, OR 97034-4910
Document Number	0000024432
Instrument Date	Apr 11, 2017
Instrument	24432
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	915 CEDAR ST LAKE OSWEGO OR 970344910, LAKE OSWEGO, OR 97034-4910

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 31, 2017
Property Address	915 CEDAR ST, LAKE OSWEGO, OR 97034-4910
Document Number	0000021639
Instrument Date	Mar 28, 2017
Instrument	21639
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	915 CEDAR ST LAKE OSWEGO OR 970344910, LAKE OSWEGO, OR 97034-4910

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,888.00 (+5.85%)	$933,519 (+6.09%)	$1,840,081 (+2.3%) Land $636,331 Building $1,203,750
2023	$16,899.00	$879,933	$1,798,715 Land $618,405 Building $1,180,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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