95 Willis Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 95 Willis Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 906 sqft · built 1986
Lot Size	1.94 acres (84,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,000 (Jun 2026)
Tax Bill	$3,598 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Line of Credit + 2 more
APN	`PHIL M:00045 L:0001B`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00045 L:0001B`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
Gross Area	2,178 sqft
Basement Area	874 sqft
Unfinished Basement	874 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,792 sqft (1.94 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	95 WILLIS RD
City	PHILLIPSTON
State	MA
Zip	01331-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	1B
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1013
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 WILLIS RD, PHILLIPSTON, MA 01331-9238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer · FHA Mortgage
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
Apr 11, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ATHOL SAVINGS BANK
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Mar 1, 2000 · Amount on Record
Deed Document Number	202652045
Deed Book / Page	73772 / 49
Prior Transfer Date	Jun 17, 2026
Prior Transfer Doc	0000052045
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Jun 25, 2026
Property Address	95 WILLIS RD, PHILLIPSTON, MA 01331-9238
Document Number	0000052045
Book / Page	73772 / 49
Instrument Date	Jun 17, 2026
Instrument	202652045
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 WILLIS RD, PHILLIPSTON, MA 01331-9238

Mortgage

Date	Jun 25, 2026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	95 WILLIS RD, PHILLIPSTON, MA 01331-9238
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072503-338
Date	Sep 8, 2025
Book Page	72503/338
Instrument	76353

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	95 WILLIS RD, PHILLIPSTON, MA 01331-9238
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069008-223
Date	Apr 11, 2023
Book Page	69008/223
Instrument	27594

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2028

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	95 WILLIS RD, PHILLIPSTON, MA 01331-9238
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65199-119
Date	May 19, 2021
Book Page	65199/119
Instrument	69138

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,598.00 (+4.53%)	$328,600 (+7.6%) Land $57,000 Building $271,600	$268,850 (-)
2025	$3,442.00 (+5.13%)	$305,400 (+11.75%) Land $50,600 Building $254,800	$268,850 (+12.84%)
2024	$3,274.00 (+5.51%)	$273,300 (+13.07%) Land $48,200 Building $225,100	$238,260
2023	$3,103.00	$241,700 Land $48,200 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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