Monmouth County and Rumson Borough property record for 95 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,356 sqft · built 1952 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,475,000 (May 2024) |
| Tax Bill | $14,978 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00013-0000-00010 |
| Primary APN | 41-00013-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Upper Floors Area | 1,323 sqft |
| Basement Area | 612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Built-in |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 30 sqft |
| Patio Area | 660 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 012100 |
|---|---|
| Street Address | 95 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | HARRY S & MINNIE WILLEY |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 W RIVER RD, RUMSON, NJ 07760-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 21, 2021 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Mar 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL RSRCS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on Record |
| Deed Sale | May 17, 2024 · Amount on Record |
| Prior Sale | Jul 21, 2021 · Amount on Record |
| Deed Document Number | 202433210 |
| Deed Book / Page | 9688 / 7994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 95 W RIVER RD, RUMSON, NJ 07760-1124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Title Company | PURE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 95 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0097749116 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 9774/9116 |
| Instrument | 2026003539 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Monthly |
| Min Rate At Change | 0.27% |
| Max Rate At Change | 10.3% |
| Index | 1-Year T-Bill |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 95 W RIVER RD, RUMSON, NJ 07760-1124 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 95 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0095784531 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 9578/4531 |
| Instrument | 2022017843 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jan 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 21, 2021 |
| Property Address | 95 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0095290952 |
| Book / Page | 9529 / 952 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021111318 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,612.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8300 2ND AVE # AVE2, 8300, STONE HARBOR, NJ 08247-1745 |
| Name | Verified Name |
|---|---|
| Address | 95 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 2021111319 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021111319 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 95 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0000042901 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 95 W RIVER RD RUMSON NJ 077601124, RUMSON, NJ 07760-1124 |
| Document Number | 0000042901 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 009285/001850 |
| Instrument | 42901 |
| Name | FINANCIAL RSRCS FCU |
|---|---|
| Address | BRIDGEWATER, NJ 08807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2038 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,869,200 (+30.91%) Land $1,131,500 Building $737,700 | $1,869,200 (+30.91%) Land $1,131,500 Building $737,700 | |
| 2025 | $14,978.00 (+13.69%) | $1,427,800 (+24.09%) Land $1,052,300 Building $375,500 | $1,427,800 (+24.09%) Land $1,052,300 Building $375,500 |
| 2024 | $13,175.00 (-2.93%) | ||
| 2023 | $1,150,600 Land $973,300 Building $177,300 | $1,150,600 Land $973,300 Building $177,300 | |
| 2022 | $13,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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