Monmouth County and Rumson Borough property record for 99 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,536 sqft · built 1961 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,305,000 (Jul 2019) |
| Tax Bill | $17,918 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00013-0000-00008 |
| Primary APN | 41-00013-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,536 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Upper Floors Area | 1,436 sqft |
| Basement Area | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | 991 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 011900 |
|---|---|
| Street Address | 99 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 W RIVER RD, RUMSON, NJ 07760-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 12, 2019 | Grant Deed, Transfer HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Prior Sale | Jul 7, 2003 · Amount on Record |
| Deed Document Number | 201962005 |
| Deed Book / Page | 9357 / 4867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 99 W RIVER RD, RUMSON, NJ 07760-1124 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | INVESTMENT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095435446 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 9543/5446 |
| Instrument | 2021138636 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 12, 2019 |
| Property Address | 99 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0000062005 |
| Book / Page | 009357 / 004867 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 62005 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 W RIVER RD RUMSON NJ 077601124, RUMSON, NJ 07760-1124 |
| Document Number | 62006 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 009357/004885 |
| Instrument | 62006 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2049 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,901,100 (+11.3%) Land $1,143,500 Building $757,600 | $1,901,100 (+11.3%) Land $1,143,500 Building $757,600 | |
| 2025 | $17,918.00 (+1.84%) | $1,708,100 (+12.8%) Land $1,063,400 Building $644,700 | $1,708,100 (+12.8%) Land $1,063,400 Building $644,700 |
| 2024 | $17,594.00 (-0.24%) | ||
| 2023 | $1,514,300 Land $982,400 Building $531,900 | $1,514,300 Land $982,400 Building $531,900 | |
| 2022 | $17,637.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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