Monmouth County and Rumson Borough property record for 97 W River Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,418 sqft · built 1965 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,288,000 (Jul 2018) |
| Tax Bill | $18,737 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00013-0000-00009 |
| Primary APN | 41-00013-0000-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,418 sqft Living Area |
| 1st Floor Area | 2,102 sqft |
| Upper Floors Area | 1,316 sqft |
| Basement Area | 1,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Open Porch |
| Deck Area | 890 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 012000 |
|---|---|
| Street Address | 97 W RIVER RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | HARRY S & MINNIE WILLEY LANDS |
| Legal Block | 13 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 W RIVER RD, RUMSON, NJ 07760-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage INVESTORS BK |
| Jul 19, 2018 | Grant Deed, Transfer PNC BK |
| Jul 2, 2018 | Deed of Trust, Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Dec 9, 2013 · Amount on Record |
| Deed Document Number | 201871150 |
| Deed Book / Page | 9301 / 5249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 97 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0000091486 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 W RIVER RD RUMSON NJ 077601124, RUMSON, NJ 07760-1124 |
| Document Number | 0000091486 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 009436/004148 |
| Instrument | 91486 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | 249 MILLBURN AVE, MILLBURN, NJ 07041-1742 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 17, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 19, 2018 |
| Property Address | 97 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0000071150 |
| Book / Page | 009301 / 005249 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 71150 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | NEW DAWN TITLE AGENCY LLC, NEW DAWN TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,288.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 W RIVER RD RUMSON NJ 077601124, RUMSON, NJ 07760-1124 |
| Document Number | 71151 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 009301/005255 |
| Instrument | 71151 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 97 W RIVER RD, RUMSON, NJ 07760-1124 |
| Document Number | 0000114052 |
| Instrument Date | Jul 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | NEW DAWN TITLE AGENCY LLC, NEW DAWN TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 W RIVER RD RUMSON NJ 077601124, RUMSON, NJ 07760-1124 |
| Document Number | 0000114052 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 009322/004222 |
| Instrument | 114052 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,992,800 (+11.57%) Land $1,143,500 Building $849,300 | $1,992,800 (+11.57%) Land $1,143,500 Building $849,300 | |
| 2025 | $18,737.00 (+1.96%) | $1,786,200 (+13.14%) Land $1,063,400 Building $722,800 | $1,786,200 (+13.14%) Land $1,063,400 Building $722,800 |
| 2024 | $18,376.00 (-5.98%) | ||
| 2023 | $1,578,700 Land $982,400 Building $596,300 | $1,578,700 Land $982,400 Building $596,300 | |
| 2022 | $19,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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