93 W River Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 93 W River Rd, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,499 sqft · built 1957
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on Record
Last Sale$960,000 (Oct 2021)
Tax Bill$12,596 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN41-00013-0000-00011

Property Details

APN / Parcel Number

Primary APN41-00013-0000-00011
Alternative APNs
  • 410001300011
  • 012200

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,499 sqft Living Area
1st Floor Area2,499 sqft
Basement Area1,528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area33,106 sqft (0.76 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Deck Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number012200
Street Address93 W RIVER RD
CityRUMSON
StateNJ
Zip07760-1124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF20
Legal SubdivisionHARRY S & MINNIE WILLEY LANDS
Legal Block13
Legal Lot Number11
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group1
Census Block1003
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address93 W RIVER RD, RUMSON, NJ 07760-1124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jul 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleMay 23, 2000 · Amount on Record
Deed Document Number2021156596
Deed Book / Page9553 / 2581
Prior Transfer DateJun 15, 2009
Prior Transfer Doc0087806897
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateOct 22, 2021
Property Address93 W RIVER RD, RUMSON, NJ 07760-1124
Document Number0095532581
Book / Page9553 / 2581
Instrument DateAug 17, 2021
Instrument2021156596
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyNOT AVAILABLE, KEY SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,111.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address68 WHITE ST STE 7, 68, RED BANK, NJ 07701-1649

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 W RIVER RD, RUMSON, NJ 07760-1124

Mortgage

Document Number2021156597
DateOct 22, 2021
Instrument2021156597
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address93 W RIVER RD, RUMSON, NJ 07760-1124
Document Number0000068954
Book / Page009236 / 006919
Instrument DateJul 6, 2017
Transaction TypeMortgage
Record UpdatedAug 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 W RIVER RD RUMSON NJ 077601124, RUMSON, NJ 07760-1124

Mortgage

Document Number0000068954
DateJul 19, 2017
Book Page009236/006919
Instrument68954
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,306,000 (+8.76%) Land $1,131,500 Building $174,500$1,306,000 (+8.76%) Land $1,131,500 Building $174,500
2025$12,596.00 (+0.69%)$1,200,800 (+9.58%) Land $1,052,300 Building $148,500$1,200,800 (+9.58%) Land $1,052,300 Building $148,500
2024$12,510.00 (-8.73%)
2023$1,095,800 Land $973,300 Building $122,500$1,095,800 Land $973,300 Building $122,500
2022$13,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1992–2013)
Claims Outside the SFHA5 of 6
Most Recent ClaimSep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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