Essex County and Gloucester City property record for 95 Prospect St, Gloucester, MA 01930
| Property Type | Charitable / Fraternal Organization |
|---|---|
| Details | 11 bd · 11 ba · 4,272 sqft · built 1900 |
| Lot Size | 0.113 acres (4,912 sqft) |
| Owner | Company on Record |
| Last Sale | $580,000 (Nov 2003) |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0013 B:0066 L:0000 |
| Primary APN | GLOU M:0013 B:0066 L:0000 |
|---|
| Bedrooms | 11 Beds |
|---|---|
| Full Baths | 11 Baths |
| Units | 11 Units |
| Stories | 2 Stories |
| Building Area | 4,272 sqft Total Area |
| Gross Area | 7,528 sqft |
| 1st Floor Area | 2,279 sqft |
| Attic | Attic |
| Attic Area | 1,592 sqft |
| Basement Area | 1,953 sqft |
| Unfinished Basement | 1,953 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,912 sqft (0.113 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 95 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3709 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Charitable / Fraternal Organization |
| Local Zoning Code | R-5 |
| Legal Block | 66 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 180 MAIN ST, GLOUCESTER, MA 01930-6002 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2003 · Amount on Record |
| Deed Sale | Nov 14, 2003 · Amount on Record |
| Prior Sale | Aug 31, 1994 · Amount on Record |
| Deed Book / Page | 22065 / 504 |
| Record Updated | Jun 8, 2026 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2025 | $1,294,700 (+3.78%) Land $268,200 Building $1,026,500 |
| 2024 | $1,247,600 (+5.83%) Land $255,000 Building $992,600 |
| 2023 | $1,178,900 Land $227,700 Building $951,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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