100 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 100 Prospect St, Gloucester, MA 01930

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 9 ba · 3,752 sqft · built 1900
Lot Size	0.248 acres (10,800 sqft)
Owner	Company Name on File
Last Sale	$1,125,000 (Nov 2020)
Tax Bill	$11,267 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0026 B:0056 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0026 B:0056 L:0000`

Interior

Bedrooms	9 Beds
Full Baths	9 Baths
Units	9 Units
Stories	3 Stories
Building Area	3,752 sqft Living Area
Gross Area	6,083 sqft
1st Floor Area	1,593 sqft
Attic	Attic
Attic Area	330 sqft
Basement Area	1,593 sqft
Unfinished Basement	1,593 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	100 PROSPECT ST
City	GLOUCESTER
State	MA
Zip	01930-3721
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-5
Legal Block	56
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2017
Census Tract	221500

Owner

100 Prospect St, a residential property, is owned by a company that bought it in November 2020.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 776, GLOUCESTER, MA 01931-0776
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Aug 30, 2016 · Amount on File
Deed Book / Page	39155 / 422
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 6, 2020
Property Address	100 PROSPECT ST, GLOUCESTER, MA 01930-3721
Document Number	39155-422
Book / Page	39155 / 422
Instrument Date	Nov 6, 2020
Instrument	20201106007970
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OVERLEDGE RD, MANCHESTER, MA 01944-1611

Mortgage

Document Number	201106007980
Date	Nov 6, 2020
Instrument	201106007980

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 100 Prospect St was $11,267, up 0.4% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,267.00 (+0.39%)	$1,210,200 (+4.82%) Land $236,800 Building $973,400
2025	$11,223.00 (+2.55%)	$1,154,600 (+2.65%) Land $219,400 Building $935,200
2024	$10,944.00 (-2.89%)	$1,124,800 (+5.69%) Land $208,700 Building $916,100
2023	$11,270.00	$1,064,200 Land $186,300 Building $877,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 100 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20