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96 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 96 Prospect St, Gloucester, MA 01930 · Last verified April 2026

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 4 ba · 4,272 sqft · built 1900
Lot Size0.208 acres (9,049 sqft)
OwnerTrust Name on File
Tax Bill$8,184 (2025)
Deeds & MortgagesMar 2022 Refinance
Oct 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNGLOU M:0026 B:0054 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0026 B:0054 L:0000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Units4 Units
Stories2 Stories
Building Area4,272 sqft Living Area
Gross Area7,204 sqft
1st Floor Area1,686 sqft
AtticAttic
Attic Area609 sqft
Basement Area1,662 sqft
Unfinished Basement1,662 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,049 sqft (0.208 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address96 PROSPECT ST
CityGLOUCESTER
StateMA
Zip01930-3763
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal SubdivisionPROSPECT STREET
Legal Block54
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2017
Census Tract221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0026 B:0054 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address96 PROSPECT ST, GLOUCESTER, MA 01930-3763
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
CAPE ANN SAVINGS BANK
Oct 05, 2017Trustee's Deed, Transfer
Oct 05, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2017
Deed SaleOct 05, 2017
Prior SaleApr 26, 2012
Deed Document Number2017306
Deed Book / Page36232 / 382
Record UpdatedJun 08, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateMar 08, 2022
Property Address96 PROSPECT ST, GLOUCESTER, MA 01930-3763
Document Number040776-488
Book / Page40776 / 488
Instrument DateMar 03, 2022
Instrument20220308004230
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 PROSPECT ST, GLOUCESTER, MA 01930-3763

Mortgage

Document Number20220308004250
DateMar 08, 2022
Instrument20220308004250
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

October 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionGLOUCESTER MA
Recording DateOct 05, 2017
Property Address96 PROSPECT ST, GLOUCESTER, MA 01930-3763
Document Number36232-388
Book / Page036232 / 000388
Instrument DateJan 26, 2017
Instrument1710050309
Transaction TypeTransfer
Record UpdatedOct 24, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address119 WESTERN AVE GLOUCESTER MA 019304042, GLOUCESTER, MA 01930-4042

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateOct 05, 2017
Property Address96 PROSPECT ST, GLOUCESTER, MA 01930-3763
Document Number36232-382
Book / Page036232 / 000382
Instrument DateJan 26, 2017
Instrument1710050306
Transaction TypeTransfer
Record UpdatedOct 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address119 WESTERN AVE GLOUCESTER MA 019304042, GLOUCESTER, MA 01930-4042

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,184.00 (+2.57%)$842,000 (+2.68%) Land $163,600 Building $678,400
2024$7,979.00 (-2.96%)$820,000 (+5.62%) Land $155,800 Building $664,200
2023$8,222.00$776,400 Land $139,100 Building $637,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092215002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies42 units insured (9 under condo master policies)
7 of 33 individual policies on primary residences
Nearby Flood Claims13 (1987–2020)
Claims Outside the SFHA4 of 13
Most Recent ClaimAug 2020, rainfall accumulation
Flood Events
  • Coastal Storm (Oct 1991), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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