Essex County and Gloucester City property record for 91 Prospect St, Gloucester, MA 01930 · Last verified April 2026
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7 bd · 5 ba · 2,843 sqft · built 1900 |
| Lot Size | 0.081 acres (3,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Feb 2018) |
| Tax Bill | $7,365 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0013 B:0042 L:0000 |
| Primary APN | GLOU M:0013 B:0042 L:0000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Units | 5 Units |
| Stories | 3 Stories |
| Building Area | 2,843 sqft Living Area |
| Gross Area | 3,324 sqft |
| 1st Floor Area | 1,063 sqft |
| Basement Area | 325 sqft |
| Unfinished Basement | 325 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,512 sqft (0.081 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 91 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3719 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Block | 42 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0013 B:0042 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 776, GLOUCESTER, MA 01931-0776 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage WEBSTER FIRST FCU |
| Jul 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Feb 06, 2018 | Quit Claim Deed, Transfer · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2018 · Amount on Record |
| Deed Sale | Feb 06, 2018 · Amount on Record |
| Prior Sale | Dec 04, 2008 · Amount on Record |
| Deed Book / Page | 36518 / 342 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 91 PROSPECT ST, GLOUCESTER, MA 01930-3719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043189-130 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 43189/130 |
| Instrument | 20260121002190 |
| Name | WEBSTER FIRST FCU |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 91 PROSPECT ST, GLOUCESTER, MA 01930-3719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041075-574 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 41075/574 |
| Instrument | 20220719002990 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Feb 06, 2018 |
| Property Address | 91 PROSPECT ST, GLOUCESTER, MA 01930-3719 |
| Document Number | 36518-342 |
| Book / Page | 36518 / 342 |
| Instrument | 180206003560 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.69 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 PROSPECT ST, GLOUCESTER, MA 01930-3719 |
| Document Number | 365180344 |
|---|---|
| Date | Feb 06, 2018 |
| Instrument | 36518/0344 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,365.00 (+2.46%) | $757,700 (+2.57%) Land $127,100 Building $630,600 |
| 2024 | $7,188.00 (-3.05%) | $738,700 (+5.51%) Land $121,000 Building $617,700 |
| 2023 | $7,414.00 | $700,100 Land $108,100 Building $592,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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