Essex County and Gloucester City property record for 98 Prospect St, Gloucester, MA 01930 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Triplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3.5 Baths |
| Architecture Style | Other |
| Year Built | Built 1900 |
| Square Footage | 4,059 sqft Living Area |
| Lot Size | 9,260 sqft (0.213 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $9,625.00 (2025) |
| Primary APN | GLOU M:0026 B:0055 L:0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Units | 3 Units |
| Building Area | 4,059 sqft Living Area |
| Gross Area | 7,064 sqft Gross Area |
| 1st Floor | 2,562 sqft 1st Floor |
| Basement Area | 1,476 sqft Basement |
| Unfinished Basement | 1,476 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,260 sqft (0.213 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 98 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3710 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Triplex |
| Legal Subdivision | PROSPECT STREET |
| Legal Block | 55 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0026 B:0055 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 PROSPECT ST, GLOUCESTER, MA 01930-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2022 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| May 19, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CAPE ANN SAVINGS BANK |
| Mar 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance BANKGLOUCESTER (GLOUCESTER COOP BANK) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2006 |
| Deed Sale | Oct 23, 2006 |
| Deed Book / Page | 26203 / 69 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 98 PROSPECT ST, GLOUCESTER, MA 01930-3710 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 040768-475 |
|---|---|
| Date | Mar 04, 2022 |
| Book Page | 40768/475 |
| Instrument | 20220304002610 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 98 PROSPECT ST, GLOUCESTER, MA 01930-3710 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 039893-474 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 39893/474 |
| Instrument | 20210519001170 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 98 PROSPECT ST, GLOUCESTER, MA 01930-3710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38309-582 |
|---|---|
| Date | Mar 04, 2020 |
| Book Page | 38309/582 |
| Instrument | 20200304001840 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BANK) |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,625.00 (+7.46%) | $990,200 (+7.56%) Land $164,900 Building $825,300 |
| 2024 | $8,957.00 (+5.14%) | $920,600 (+14.45%) Land $157,100 Building $763,500 |
| 2023 | $8,519.00 | $804,400 Land $140,200 Building $664,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures