95 Munson St, Coldwater, MI 49036 Property Records

Branch County property record for 95 Munson St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1960
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2025)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-344-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-344-00`

Interior

Full Baths	1 Bath
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)
Garage Area	960 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	95 MUNSON ST
City	COLDWATER
State	MI
Zip	49036-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WESTVIEW SUBD SEC 16 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	16
Legal Subdivision	WESTVIEW SUBD
Legal Lot Number	3
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3001
Census Tract	951600

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 MCKINLEY ST, 301, ANGOLA, IN 46703-1395
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit MARSHALL COMMUNITY CU
Sep 23, 2020	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	20254217
Prior Transfer Date	Jan 28, 2016
Prior Transfer Doc	0201601083
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 16, 2025
Property Address	95 MUNSON ST, COLDWATER, MI 49036-1218
Document Number	0202504217
Map Reference	LB 4 PG 68
Instrument Date	Jul 15, 2025
Instrument	2025-04217
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 TANNER RUN, COLDWATER, MI 49036-8125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 MCKINLEY ST APT 301, 301, ANGOLA, IN 46703-1395

Mortgage

Document Number	0202504218
Date	Jul 16, 2025
Instrument	2025-04218

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	95 MUNSON ST, COLDWATER, MI 49036-1218
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MUNSON ST, COLDWATER, MI 49036-1218

Mortgage

Document Number	202105740
Date	Jul 21, 2021
Instrument	2021-05740

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 23, 2020
Property Address	95 MUNSON ST, COLDWATER, MI 49036-1218
Document Number	202006283
Map Reference	LB 4 PG 68
Instrument Date	Jun 19, 2020
Instrument	2020-06283
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$829.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 ALEXANDRIA DR, 324, VERNON HILLS, IL 60061-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MUNSON ST, COLDWATER, MI 49036-1218

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,700 (+0.47%)	$169,400 (+0.47%)
2025	$2,564.00 (+3.47%)	$84,300	$168,600
2024	$2,478.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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