109 Munson St, Coldwater, MI 49036 Property Records

Branch County property record for 109 Munson St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1959
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Oct 2018)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-342-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-342-00`

Interior

Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)
Garage Area	336 sqft

Location & Zoning

Street Address	109 MUNSON ST
City	COLDWATER
State	MI
Zip	49036-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WESTVIEW SUBD IN SW 1/4 SEC 16 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	16
Legal Subdivision	WESTVIEW SUBD
Legal Lot Number	5
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3001
Census Tract	951600

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 MUNSON ST, COLDWATER, MI 49036-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GVC MORTGAGE INC
Oct 30, 2018	Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 15, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Jun 15, 2018
Deed Document Number	20187183
Last Transfer Date	Jan 19, 2021
Transfer Doc	0202101085
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Feb 16, 2021
Property Address	109 MUNSON ST, COLDWATER, MI 49036-1218
Document Number	202101085
Map Reference	LB 4 PG 68
Instrument Date	Jan 19, 2021
Instrument	2021-01085
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MUNSON ST, COLDWATER, MI 49036-1218

Mortgage

Document Number	202101086
Date	Feb 16, 2021
Instrument	2021-01086

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 30, 2018
Property Address	109 MUNSON ST, COLDWATER, MI 49036-1218
Document Number	201807183
Map Reference	LB4 PG68
Instrument Date	Oct 19, 2018
Instrument	2018-07183
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12942 GALLOWAY CIR, FISHERS, IN 46038-9249

Mortgage

Document Number	201807184
Date	Oct 30, 2018
Instrument	2018-07184

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

June 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	BRANCH MI
Recording Date	Jun 15, 2018
Property Address	109 MUNSON ST, COLDWATER, MI 49036-1218
Document Number	201803972
Map Reference	LB4 PG68
Instrument Date	May 25, 2018
Instrument	2018-03972
Transaction Type	Foreclosure
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 WATCH RD, 539, CORBIN, KY 40701-6130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,850 (+1.02%)	$157,700 (+1.02%)
2025	$2,672.00 (+3.49%)	$78,050	$156,100
2024	$2,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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