100 Munson St, Coldwater, MI 49036 Property Records

Branch County property record for 100 Munson St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2009
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2026)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-363-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-363-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modular
Lot Area	9,583 sqft (0.22 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 MUNSON ST
City	COLDWATER
State	MI
Zip	49036-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 4 A OF E 1/2 OF SCHOOL LOT 28 EXC R/W OVER S 1 RD WIDE EXC LD CONV TO CARLYLE HAYTON ET AL L265 P06 ALSO EXC LD DEEDED TO
Legal Subdivision	SCHEIDLERS ADD
Legal Lot Number	24,28
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3007
Census Tract	951600

Owner

100 Munson St is owned by an individual who bought it in June 2026.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	11 SAUK BLVD, A306, COLDWATER, MI 49036-8814
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 10, 2026	Warranty Deed, Transfer ACRISURE TITLE
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Mar 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Mar 31, 2014 · Amount on File
Deed Document Number	20263730
Prior Transfer Date	Mar 12, 2020
Prior Transfer Doc	0202001651
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	100 MUNSON ST, COLDWATER, MI 49036-1219
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MUNSON ST, COLDWATER, MI 49036-1219

Mortgage

Document Number	0202207369
Date	Nov 4, 2022
Instrument	2022-07369

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 4, 2032

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 10, 2026
Property Address	100 MUNSON ST, COLDWATER, MI 49036-1219
Document Number	0000003730
Instrument Date	May 22, 2026
Instrument	20263730
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	ACRISURE TITLE

Transaction

Amount	Amount on Record
Tax	$165,034.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	May 29, 2026
Property Address	100 MUNSON ST, COLDWATER, MI 49036-1219
Document Number	0000003314
Instrument Date	May 22, 2026
Instrument	20263314
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003314,
Date	May 29, 2026
Instrument	20263314

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 27, 2020
Property Address	100 MUNSON ST, COLDWATER, MI 49036-1219
Document Number	202001651
Instrument Date	Mar 12, 2020
Instrument	2020-01651
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 MUNSON ST, 100, COLDWATER, MI 49036-1219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MUNSON ST, COLDWATER, MI 49036-1219

Mortgage

Document Number	202001652
Date	Mar 27, 2020
Instrument	2020-01652

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 100 Munson St was $1,765, up 3.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,200 (+9.09%)	$182,400 (+9.09%)
2025	$1,765.00 (+3.64%)	$83,600	$167,200
2024	$1,703.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Munson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 100 Munson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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