Branch County property record for 115 Munson St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1958 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,000 (Apr 2018) |
| Tax Bill | $1,464 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-000-000-341-00 |
| Primary APN | 303-000-000-341-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 115 MUNSON ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 WESTVIEW SUBD SW 1/4 SEC 16 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | WESTVIEW SUBD |
| Legal Lot Number | 6 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 951600 |
115 Munson St is owned and occupied by an individual who bought it in April 2018.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 MUNSON ST, COLDWATER, MI 49036-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on File |
| Deed Sale | Apr 20, 2018 · Amount on File |
| Prior Sale | Dec 1, 2006 · Amount on File |
| Prior Transfer Date | Nov 30, 2006 |
| Prior Transfer Doc | 0200610032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 115 MUNSON ST, COLDWATER, MI 49036-1218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 MUNSON ST, COLDWATER, MI 49036-1218 |
| Investor | Possibly a Property Investor |
| Document Number | 0202600059 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026-00059 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 500 N STATE COLLEGE BLVD STE 1030, ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 115 MUNSON ST, COLDWATER, MI 49036-1218 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202202823 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-02823 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | OSHTEMO, MI 49077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 8, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 115 Munson St was $1,464, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,150 (-0.45%) | $132,300 (-0.45%) | |
| 2025 | $1,464.00 (+3.68%) | $66,450 | $132,900 |
| 2024 | $1,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Munson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 115 Munson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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