Morgan County property record for 95 Mountain Cove Dr, Trinity, AL 35673
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,924 sqft · built 2021 |
| Lot Size | 0.581 acres (25,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,000 (Mar 2020) |
| Tax Bill | $2,465 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04-19-0-000-011.034 |
| Primary APN | 02-04-19-0-000-011.034 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 1,924 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,320 sqft (0.581 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 148822 |
|---|---|
| Street Address | 95 MOUNTAIN COVE DR |
| City | TRINITY |
| State | AL |
| Zip | 35673-5842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W |
| Legal Range | 5W |
| Legal Township | 5S |
| Legal Section | 19 |
| Legal Subdivision | MOUNTAIN COVE |
| Legal Lot Number | 27 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 5101 |
Source: Morgan County assessment roll, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2022 | Warranty Deed, Transfer · VA Mortgage MERIT BANK |
| Jan 13, 2022 | Warranty Deed, Transfer · VA Mortgage MERIT BANK |
| Mar 13, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | Dec 21, 2012 · Amount on Record |
| Deed Book / Page | 2020 / 2263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jan 13, 2022 |
| Property Address | 95 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 002022/465 |
| Book / Page | 2022 / 465 |
| Instrument Date | Jan 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 COUNTY ROAD 164, CRANE HILL, AL 35053-2126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 0020222573 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022/2573 |
| Name | MERIT BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jan 13, 2022 |
| Property Address | 95 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 002022/465 |
| Book / Page | 2022 / 465 |
| Instrument Date | Jan 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 COUNTY ROAD 164, CRANE HILL, AL 35053-2126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 02022/2573 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 2022/2573 |
| Name | MERIT BANK |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Mar 13, 2020 |
| Property Address | 95 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 02020/2263 |
| Book / Page | 2020 / 2263 |
| Map Reference | MB 2007 PG 16 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2509 SPRING AVE SW, DECATUR, AL 35601-6305 |
| Name | Verified Name |
|---|---|
| Address | 2922 CEDAR CRK SW, DECATUR, AL 35603-4086 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Trinity City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,465.00 | $29,080 (-) Land $4,750 Building $24,330 | $290,800 (-) Land $47,500 Building $243,300 |
| 2024 | $29,080 (-0.85%) Land $4,750 Building $24,330 | $290,800 (-0.85%) Land $47,500 Building $243,300 | |
| 2023 | $2,465.00 (-2.41%) | $29,330 (-46.34%) Land $4,750 Building $24,580 | $293,300 (+7.32%) Land $47,500 Building $245,800 |
| 2022 | $2,526.00 | $54,660 Land $5,500 Building $49,160 | $273,300 Land $27,500 Building $245,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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