Morgan County property record for 104 Mountain Cove Dr, Trinity, AL 35673
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,196 sqft · built 2023 |
| Lot Size | 0.432 acres (18,858 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,109 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04-19-0-000-011.014 |
| Primary APN | 02-04-19-0-000-011.014 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,858 sqft (0.432 acres) |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 127625 |
|---|---|
| Street Address | 104 MOUNTAIN COVE DR |
| City | TRINITY |
| State | AL |
| Zip | 35673-5845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W |
| Legal Range | 5W |
| Legal Township | 5S |
| Legal Section | 19 |
| Legal Subdivision | MOUNTAIN COVE |
| Legal Lot Number | 7 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 5101 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 MOUNTAIN COVE DR, TRINITY, AL 35673-5845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2008 |
| Deed Sale | Oct 3, 2008 |
| Prior Sale | Jul 10, 2008 · Amount on Record |
| Deed Book / Page | 2008 / 6715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 104 MOUNTAIN COVE DR, TRINITY, AL 35673-5845 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/51441 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 2021/51441 |
| Name | MERIT BANK |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Trinity City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,109.00 (-0.09%) | $27,420 (-0.11%) Land $2,750 Building $24,670 | $274,200 (-0.11%) Land $27,500 Building $246,700 |
| 2024 | $27,450 (-0.25%) Land $2,750 Building $24,700 | $274,500 (-0.25%) Land $27,500 Building $247,000 | |
| 2023 | $1,110.00 (-4.06%) Homeowner's exemption | $27,520 (-3.61%) Land $2,750 Building $24,770 | $275,200 (-3.61%) Land $27,500 Building $247,700 |
| 2022 | $1,157.00 Homeowner's exemption | $28,550 Land $2,750 Building $25,800 | $285,500 Land $27,500 Building $258,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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