Morgan County property record for 84 Mountain Cove Dr, Trinity, AL 35673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,694 sqft · built 2023 |
| Lot Size | 0.473 acres (20,617 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,000 (Sep 2024) |
| Tax Bill | $1,527 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04-19-0-000-011.016 |
| Primary APN | 02-04-19-0-000-011.016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,694 sqft Living Area |
| 1st Floor Area | 2,694 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,617 sqft (0.473 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 146102 |
|---|---|
| Street Address | 84 MOUNTAIN COVE DR |
| City | TRINITY |
| State | AL |
| Zip | 35673-5844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W |
| Legal Range | 5W |
| Legal Township | 5S |
| Legal Section | 19 |
| Legal Subdivision | MOUNTAIN COVE |
| Legal Lot Number | 9 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 5101 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 84 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT BANK |
| Dec 17, 2019 | Deed of Trust, Mortgage · Line of Credit FAMILY SECURITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2024 · Amount on Record |
| Deed Sale | Sep 23, 2024 · Amount on Record |
| Prior Sale | Jun 1, 2012 · Amount on Record |
| Deed Book / Page | 2024 / 8268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 23, 2024 |
| Property Address | 84 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Document Number | 02024/8268 |
| Book / Page | 2024 / 8268 |
| Map Reference | MB 2007 PG 16 |
| Instrument Date | Sep 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 MEADOW CREST DR, TRINITY, AL 35673-6010 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 84 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Document Number | 0202432435 |
|---|---|
| Date | Sep 23, 2024 |
| Instrument | 2024/32435 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 84 MOUNTAIN COVE DR, TRINITY, AL 35673-5844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2019/43251 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 2019/43251 |
| Name | FAMILY SECURITY CU |
|---|---|
| Type | Credit Union |
| Address | DECATUR, AL 35603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 6, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Trinity City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,527.00 (+30.85%) | $37,280 (+29.53%) Land $7,580 Building $29,700 | $372,800 (+29.53%) Land $75,800 Building $297,000 |
| 2024 | $28,780 (-1.07%) Land $2,750 Building $26,030 | $287,800 (-1.07%) Land $27,500 Building $260,300 | |
| 2023 | $1,167.00 (-8.61%) Homeowner's exemption | $29,090 (-7.3%) Land $2,750 Building $26,340 | $290,900 (-7.3%) Land $27,500 Building $263,400 |
| 2022 | $1,277.00 Homeowner's exemption | $31,380 Land $2,750 Building $28,630 | $313,800 Land $27,500 Building $286,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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