124 Mountain Cove Dr, Trinity, AL 35673 Property Records

Morgan County property record for 124 Mountain Cove Dr, Trinity, AL 35673

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,020 sqft · built 2023
Lot Size	0.424 acres (18,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Jun 2018)
Tax Bill	$884 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-04-19-0-000-011.012`

Property Details

APN / Parcel Number

Primary APN	`02-04-19-0-000-011.012`
Alternative APNs	`125828` `72109`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,506 sqft (0.424 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	125828
Street Address	124 MOUNTAIN COVE DR
City	TRINITY
State	AL
Zip	35673-5845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W
Legal Range	5W
Legal Township	5S
Legal Section	19
Legal Subdivision	MOUNTAIN COVE
Legal Lot Number	5
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3006
Census Tract	5101

Owner

Source: Morgan County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 MOUNTAIN COVE DR, TRINITY, AL 35673-5845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage BRYT BANK
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC
Jun 18, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Jun 17, 2008 · Amount on Record
Deed Book / Page	2018 / 5093
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	124 MOUNTAIN COVE DR, TRINITY, AL 35673-5845
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MOUNTAIN COVE DR, TRINITY, AL 35673-5845

Mortgage

Document Number	002023/604
Date	Jan 10, 2023
Book Page	2023/604

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	124 MOUNTAIN COVE DR, TRINITY, AL 35673-5845
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/07772
Date	Mar 16, 2018
Book Page	2018/07772

Lender

Name	BRYT BANK
Type	Non-Lending Institution
Address	HUNTSVILLE, AL 35801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	124 MOUNTAIN COVE DR, TRINITY, AL 35673-5845
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MOUNTAIN COVE DR, TRINITY, AL 35673-5845

Mortgage

Document Number	02022/6742
Date	Feb 3, 2022
Book Page	2022/6742

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 18, 2018
Property Address	124 MOUNTAIN COVE DR, TRINITY, AL 35673-5845
Document Number	2018/05093
Book / Page	2018 / 05093
Map Reference	MB2007 PG16
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 CEDAR RIDGE RD SE, 1909, HUNTSVILLE, AL 35801-1440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0201818871
Date	Jun 18, 2018
Instrument	2018/18871

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Trinity City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (-1.12%)	$22,110 (-1.03%) Land $2,750 Building $19,360	$221,100 (-1.03%) Land $27,500 Building $193,600
2024		$22,340 (-1.02%) Land $2,750 Building $19,590	$223,400 (-1.02%) Land $27,500 Building $195,900
2023	$894.00 (-8.5%) Homeowner's exemption	$22,570 (-7.16%) Land $2,750 Building $19,820	$225,700 (-7.16%) Land $27,500 Building $198,200
2022	$977.00 Homeowner's exemption	$24,310 Land $2,750 Building $21,560	$243,100 Land $27,500 Building $215,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FlashFiber Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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