74 Mountain Cove Dr, Trinity, AL 35673 Property Records

Morgan County property record for 74 Mountain Cove Dr, Trinity, AL 35673

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,066 sqft · built 2023
Lot Size	0.333 acres (14,526 sqft)
Owner	Individual Name on Record
Last Sale	$500 (Dec 2007)
Tax Bill	$975 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-04-19-0-000-011.017`

Property Details

APN / Parcel Number

Primary APN	`02-04-19-0-000-011.017`
Alternative APNs	`122590` `72114`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,066 sqft Living Area
1st Floor Area	2,066 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,526 sqft (0.333 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	122590
Street Address	74 MOUNTAIN COVE DR
City	TRINITY
State	AL
Zip	35673-5844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W
Legal Range	5W
Legal Township	5S
Legal Section	19
Legal Subdivision	MOUNTAIN COVE
Legal Lot Number	10
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3006
Census Tract	5101

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 MOUNTAIN COVE DR, TRINITY, AL 35673-5844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2007 · Amount on Record
Deed Sale	Dec 28, 2007 · Amount on Record
Deed Book / Page	2007 / 10066
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	74 MOUNTAIN COVE DR, TRINITY, AL 35673-5844
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 MOUNTAIN COVE DR, TRINITY, AL 35673-5844

Mortgage

Document Number	2022/47446
Date	Oct 11, 2022
Book Page	2022/47446

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Trinity City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00 (-1.12%)	$24,270 (-1.06%) Land $2,750 Building $21,520	$242,700 (-1.06%) Land $27,500 Building $215,200
2024		$24,530 (-1.05%) Land $2,750 Building $21,780	$245,300 (-1.05%) Land $27,500 Building $217,800
2023	$986.00 (-8.53%) Homeowner's exemption	$24,790 (-7.12%) Land $2,750 Building $22,040	$247,900 (-7.12%) Land $27,500 Building $220,400
2022	$1,078.00 Homeowner's exemption	$26,690 Land $2,750 Building $23,940	$266,900 Land $27,500 Building $239,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20