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95 Howard St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 95 Howard St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,844 sqft · built 1876
Lot Size0.351 acres (15,298 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Jul 2020)
Tax Bill$10,384 (2026)
Deeds & MortgagesJul 2020 Sale
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APNREAD M:010.0-0000-0311.0

Property Details

APN / Parcel Number

Primary APNREAD M:010.0-0000-0311.0
Alternative APNs
  • M:010.0=0000=0311.0
  • 380000000010
  • 380000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,844 sqft Living Area
Gross Area3,509 sqft
Basement Area854 sqft
Unfinished Basement854 sqft

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,298 sqft (0.351 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number380000000010
Street Address95 HOWARD ST
CityREADING
StateMA
Zip01867-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3008
Census Tract334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address95 HOWARD ST, READING, MA 01867-3314
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Quit Claim Deed, Transfer
Jun 7, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleJun 7, 2018
Deed Document Number2020116242
Deed Book / Page75143 / 456
Prior Transfer DateJul 15, 2020
Prior Transfer Doc75143-456
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJul 17, 2020
Property Address95 HOWARD ST, READING, MA 01867-3314
Document Number75143-456
Book / Page75143 / 456
Instrument DateJul 15, 2020
Instrument116242
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address95 HOWARD ST, READING, MA 01867-3314

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJun 7, 2018
Property Address95 HOWARD ST, READING, MA 01867-3314
Document Number71123-557
Book / Page071123 / 000557
Instrument DateMay 21, 2018
Instrument81493
Transaction TypeTransfer
Record UpdatedJun 26, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 HOWARD ST READING MA 018673314, READING, MA 01867-3314

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,384.00 (+0.91%)$947,400 (+4.87%) Land $602,500 Building $344,400$1,027,071 (+13.55%)
2025$10,290.00 (-1.21%)$903,400 (+1.65%) Land $574,500 Building $328,900$904,495 (-9.88%)
2024$10,416.00 (+6.25%)$888,700 (+14.14%) Land $565,200 Building $323,500$1,003,675
2023$9,803.00$778,600 Land $495,100 Building $283,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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